512 Elm Ave E, Delano, MN 55328 Property Records

Wright County property record for 512 Elm Ave E, Delano, MN 55328

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,394 sqft · built 1972
Lot Size	0.667 acres (29,078 sqft)
Owner	2 Individual Names on Record
Last Sale	$183,000 (Sep 2018)
Tax Bill	$4,484 (2026)
Deeds & Mortgages	Apr 2023 Line of Credit Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`107-500-122416`

Property Details

APN / Parcel Number

Primary APN	`107-500-122416`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,394 sqft Living Area
1st Floor Area	1,404 sqft
Basement Area	1,352 sqft
Finished Basement	1,352 sqft
Flooring	Carpet

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1985
Architectural Style	Dome
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,078 sqft (0.667 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	880 sqft
Porch	Porch
Porch Area	40 sqft
Deck Area	172 sqft
Patio Area	1,320 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	512 ELM AVE E
City	DELANO
State	MN
Zip	55328-9176
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-12 TWP-118 RANGE-025 UNPLATTED LAND DELANO S275FT OF E6.41RDS OF W16.41RDS OF S38RDS 1 1/2FT OF SE1/4 OF NW1/4 .41RDS OF
Legal Range	025
Legal Township	118
Legal Section	12
Legal Subdivision	UNPLATTED LAND DELANO
Jurisdiction	WRIGHT MN
Township / Civil Division	DELANO
Census Block Group	2
Census Block	2007
Census Tract	101002

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	512 ELM AVE E, DELANO, MN 55328-9176
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Deed of Trust, Mortgage · Line of Credit MINNESOTA LAKES BANK
Apr 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage CORTRUST MORTGAGE
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage CORTRUST MORTGAGE
Sep 19, 2018	Warranty Deed, Transfer EDINA REALTY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2018 · Amount on Record
Deed Sale	Sep 19, 2018 · Amount on Record
Deed Document Number	20181380006
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	512 ELM AVE E, DELANO, MN 55328-9176
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1529168
Date	Apr 19, 2023
Instrument	A1529168

Lender

Name	MINNESOTA LAKES BANK
Type	Bank
Address	DELANO, MN 55328

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 14, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	512 ELM AVE E, DELANO, MN 55328-9176
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WATERMARK TITLE AGCY QUALLA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001393747
Date	Apr 18, 2019
Instrument	1393747

Lender

Name	CORTRUST MORTGAGE
Type	Mortgage Company
Address	SIOUX FALLS, SD 57105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	512 ELM AVE E, DELANO, MN 55328-9176
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WATERMARK TITLE AGCY QUALIA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001446007
Date	Oct 30, 2020
Instrument	1446007

Lender

Name	CORTRUST MORTGAGE
Type	Mortgage Company
Address	SIOUX FALLS, SD 57105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Sep 19, 2018
Property Address	512 ELM AVE E, DELANO, MN 55328-9176
Document Number	0001380006
Instrument Date	Aug 17, 2018
Instrument	1380006
Transaction Type	Transfer
Record Updated	Oct 29, 2018
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Tax	$603.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	512 EIM AVE E DELANO MN 55328, DELANO, MN 55328

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Delano City
County	Wright County
Unified School District	Delano Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,484.00 (+1.82%)	$395,600 (+1.2%) Land $85,500 Building $310,100	$395,600 (+1.2%) Land $85,500 Building $310,100
2025		$390,900 (+0.72%) Land $85,500 Building $305,400	$390,900 (+0.72%) Land $85,500 Building $305,400
2023	$4,404.00 (+18.71%)	$388,100 Land $87,500 Building $300,600	$388,100 Land $87,500 Building $300,600
2022	$3,710.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Delano Municipal Utilities serves 7,500 people · EPA ID MN1860007
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Xtratyme Technologies.

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