440 Elm Ave E, Delano, MN 55328 Property Records

Wright County property record for 440 Elm Ave E, Delano, MN 55328 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,320 sqft · built 1973
Lot Size0.52 acres (22,655 sqft)
OwnerIndividual Name on File
Last Sale$235,000 (Dec 2017)
Tax Bill$3,748 (2026)
Deeds & MortgagesDec 2021 Mortgage
Nov 2021 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN107-016-004070

Property Details

APN / Parcel Number

Primary APN107-016-004070

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,320 sqft Living Area
1st Floor Area1,320 sqft
Basement Area1,176 sqft
Finished Basement1,176 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1985
Architectural StyleDome
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialGalvanized Metal
Lot Area22,655 sqft (0.52 acres)
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area144 sqft
Deck Area168 sqft
Storage Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address440 ELM AVE E
CityDELANO
StateMN
Zip55328-9110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-12 TWP-118 RANGE-025 EASTSIDE ADDN LOT-007 BLOCK-004 EX N254.08FT THOF N254.08FT THOF
Legal Range025
Legal Township118
Legal Section12
Legal SubdivisionEASTSIDE ADDN
Legal Block4
Legal Lot Number7
JurisdictionWRIGHT MN
Township / Civil DivisionDELANO
Census Block Group2
Census Block2007
Census Tract101002

Owner

Source: Wright County records · APN 107-016-004070

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address440 ELM AVE E, DELANO, MN 55328-9110
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2021Deed of Trust, Mortgage · Commercial Mortgage
AMERICAN INVESTORS BANK & MORTGAGE
Nov 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 04, 2017Deed, Transfer
WATERMARK TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 04, 2017 · Amount on Record
Deed SaleDec 04, 2017 · Amount on Record
Deed Document Number20171359363
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWRIGHT MN
Property Address440 ELM AVE E, DELANO, MN 55328-9110
Transaction TypeMortgage
Record UpdatedJan 25, 2022
Title CompanyANCONA TITLE, ANCONA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001493661
DateDec 17, 2021
Instrument1493661
Lender
NameAMERICAN INVESTORS BANK & MORTGAGE
TypeBank
AddressEDEN PRAIRIE, MN 55344
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term300 Months
DueDec 15, 2046

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWRIGHT MN
Property Address440 ELM AVE E, DELANO, MN 55328-9110
Transaction TypeMortgage
Record UpdatedDec 09, 2021
Title CompanyPARTNERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001489686
DateNov 08, 2021
Instrument1489686
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWRIGHT MN
Property Address440 ELM AVE E, DELANO, MN 55328-9110
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyPARTNERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001426028
DateMay 11, 2020
Instrument1426028
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2050

December 2017: Deed, Transfer

Document TypeDeed
JurisdictionWRIGHT MN
Recording DateDec 04, 2017
Property Address440 ELM AVE E, DELANO, MN 55328-9110
Document Number0001359363
Instrument DateNov 30, 2017
Instrument1359363
Transaction TypeTransfer
Record UpdatedAug 13, 2021
Title CompanyWATERMARK TITLE

Transaction

AmountAmount Recorded
Tax$775.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address440 ELM AVE E, DELANO, MN 55328-9110

Tax Assessment & Valuation

Source: Wright County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityDelano City
CountyWright County
Unified School DistrictDelano Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,748.00 (+0.16%)$343,300 (+3.09%) Land $75,000 Building $268,300$343,300 (+3.09%) Land $75,000 Building $268,300
2025$333,000 (-1.19%) Land $75,000 Building $258,000$333,000 (-1.19%) Land $75,000 Building $258,000
2023$3,742.00 (+11.7%)$337,000 Land $79,000 Building $258,000$337,000 Land $79,000 Building $258,000
2022$3,350.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wright County (27171C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271711010022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Elm Ave E

Nearby Streets

Search Property Records by Address or Parcel Number