Muhlenberg County property record for 512 E Morehead St, Central City, KY 42330
| Property Type | Single Family Home |
|---|---|
| Details | 1,500 sqft · built 1982 |
| Lot Size | 0.285 acres (12,450 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,141 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 141-02-24-004.000 |
| Primary APN | 141-02-24-004.000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,500 sqft Living Area |
| Year Built | Built 1982 |
|---|---|
| Exterior Material | Stone |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,450 sqft (0.285 acres) |
| Lot Dimensions | 166 ft deep x 75 ft wide |
| Account Number | 11258 |
|---|---|
| Street Address | 512 E MOREHEAD ST |
| City | CENTRAL CITY |
| State | KY |
| Zip | 42330-1239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT & HOUSE |
| Jurisdiction | MUHLENBERG KY |
| Township / Civil Division | CENTRAL CITY |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 960201 |
Source: Muhlenberg County records, as of November 24, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 512 E MOREHEAD ST, CENTRAL CITY, KY 42330-1239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SACRAMENTO DEPOSIT BANK |
| Feb 20, 2018 | Deed of Trust, Mortgage · Commercial Mortgage THE SACRAMENTO DEPOSIT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000484304 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUHLENBERG KY |
| Recording Date | Oct 5, 2026 |
| Property Address | 512 E MOREHEAD ST, CENTRAL CITY, KY 42330-1239 |
| Document Number | 0000363853 |
| Book / Page | 772 / 367 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 2026363853 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 512 E MOREHEAD ST, CENTRAL CITY, KY 42330-1239 |
| Document Number | 0000363853, |
|---|---|
| Date | Oct 5, 2026 |
| Book Page | 772/367 |
| Instrument | 2026363853 |
| Name | SACRAMENTO DEPOSIT BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 65 Months |
| Due | Mar 15, 2032 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUHLENBERG KY |
| Property Address | 512 E MOREHEAD ST, CENTRAL CITY, KY 42330-1239 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2018 |
| Name | Verified Name |
|---|
| Document Number | M699/1222 |
|---|---|
| Date | Feb 20, 2018 |
| Book Page | M699/1222 |
| Instrument | 278971 |
| Name | THE SACRAMENTO DEPOSIT BANK |
|---|---|
| Type | Bank |
| Address | SACRAMENTO, KY 42372 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 15, 2028 |
| Rate Type | Adjustable Rate |
|---|
Source: Muhlenberg County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Central City |
| County | Muhlenberg County |
| Unified School District | Muhlenberg County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,141.00 (-2.4%) | $123,000 (-) | $123,000 (-) |
| 2023 | $1,169.00 | $123,000 | $123,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL CITY WATER & SEWER serves 5,601 people · EPA ID KY0890071 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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