Muhlenberg County property record for 509 E Morehead St, Central City, KY 42330
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,125 sqft · built 1988 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $137,000 (Jun 2025) |
| Tax Bill | $462 (2025) |
| Deeds & Mortgages | May 2025 Mortgage Dec 2007 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 141-02-22-004.000 |
| Primary APN | 141-02-22-004.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,125 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,979 sqft (0.275 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Account Number | 31863 |
|---|---|
| Street Address | 509 E MOREHEAD ST |
| City | CENTRAL CITY |
| State | KY |
| Zip | 42330-1238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.275 AC & HOUSE |
| Jurisdiction | MUHLENBERG KY |
| Township / Civil Division | CENTRAL CITY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 960201 |
Source: Muhlenberg County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 509 E MOREHEAD ST, CENTRAL CITY, KY 42330-1238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| May 14, 2025 | Deed of Trust, Mortgage · Commercial Mortgage FARMERS BANK & TRUST |
| Dec 19, 2007 | Deed of Trust, Mortgage OLD NATIONAL BANK |
| Deed of Trust, Mortgage | |
| Jun 24, 2025 | Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC |
| Dec 10, 2024 | Deed, Transfer · Commercial Mortgage FARMERS BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2025 · Amount on Record |
| Deed Sale | Jun 24, 2025 · Amount on Record |
| Prior Sale | Dec 10, 2024 · Amount on Record |
| Deed Document Number | 2025329186 |
| Deed Book / Page | 612 / 1218 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUHLENBERG KY |
| Property Address | 509 E MOREHEAD ST, CENTRAL CITY, KY 42330-1238 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 509 E MOREHEAD ST, CENTRAL CITY, KY 42330-1238 |
| Document Number | 0M760/1149 |
|---|---|
| Date | May 14, 2025 |
| Book Page | M760/1149 |
| Instrument | 328123 |
| Name | FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MARION, KY 42064 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 30, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUHLENBERG KY |
| Property Address | 509 E MOREHEAD ST, CENTRAL CITY, KY 42330-1238 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M554/607 |
|---|---|
| Date | Dec 19, 2007 |
| Book Page | M554/607 |
| Instrument | 152839 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | CENTRAL CITY, KY 42330 |
| Amount | Amount Recorded |
|---|---|
| Term | 179 Months |
| Due | Nov 28, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUHLENBERG KY |
| Property Address | 509 E MOREHEAD ST, CENTRAL CITY, KY 42330-1238 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MUHLENBERG KY |
| Recording Date | Jun 24, 2025 |
| Property Address | 509 E MOREHEAD ST, CENTRAL CITY, KY 42330-1238 |
| Document Number | 0D612/1218 |
| Book / Page | D612 / 1218 |
| Instrument Date | Jun 18, 2025 |
| Instrument | 329186 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $137.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 CHERRY WOOD DR, CENTRAL CITY, KY 42330-6270 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 509 E MOREHEAD ST, CENTRAL CITY, KY 42330-1238 |
| Document Number | 0000329187 |
|---|---|
| Date | Jun 24, 2025 |
| Instrument | 329187 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MUHLENBERG KY |
| Recording Date | Dec 10, 2024 |
| Property Address | 509 E MOREHEAD ST, CENTRAL CITY, KY 42330-1238 |
| Document Number | 0D610/1637 |
| Book / Page | D610 / 1637 |
| Instrument Date | Nov 26, 2024 |
| Instrument | 323766 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $50.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 184 WATERWORKS RD, CENTRAL CITY, KY 42330-5272 |
| Name | Verified Name |
|---|---|
| Address | 509 E MOREHEAD ST, CENTRAL CITY, KY 42330-1238 |
| Document Number | 0000323767 |
|---|---|
| Date | Dec 10, 2024 |
| Instrument | 323767 |
| Name | FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Nov 26, 2044 |
Source: Muhlenberg County assessment roll, as of November 25, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Central City |
| County | Muhlenberg County |
| Unified School District | Muhlenberg County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $462.00 (-35.2%) | $49,800 (-33.6%) | $49,800 (-33.6%) |
| 2023 | $713.00 | $75,000 | $75,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL CITY WATER & SEWER serves 5,601 people · EPA ID KY0890071 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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