512 Cross St, Peru, IL 61354 Property Records

LaSalle County property record for 512 Cross St, Peru, IL 61354

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,040 sqft · built 1979
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Tax Bill$3,141 (2025)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN17-17-342-014

Property Details

APN / Parcel Number

Primary APN17-17-342-014
Alternative APN
  • 16-17-385-012

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,040 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Lot Area7,405 sqft (0.17 acres)

Location & Zoning

Street Address512 CROSS ST
CityPERU
StateIL
Zip61354-3222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSMITH & SKINKLES ADD, LT 10 BLK 69 SEC 17-33-1
Legal Range01
Legal Township33
Legal Section17
Legal SubdivisionSMITH & SKINKLES ADD
Legal Block69
Legal Lot Number10
JurisdictionLASALLE IL
Township / Civil DivisionPERU
Census Block Group2
Census Block2018
Census Tract963200

Owner

Source: LaSalle County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address512 CROSS ST, PERU, IL 61354-3222
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLASALLE IL
Property Address512 CROSS ST, PERU, IL 61354-3222
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201715901
DateOct 11, 2017
Instrument201715901
Lender
NameMIDLAND STATES BANK
TypeBank
AddressIL
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueOct 3, 2027
Interest
Rate TypeAdjustable Rate
Min Rate At Change4.5%
Max Rate At Change17%

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLaSalle County
County SubdivisionPeru Township
MunicipalityPeru City
Secondary School DistrictLaSalle-Peru Township High School District 120 (09 - 12)
Elementary School DistrictPeru Elementary School District 124 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,141.00 (+5.97%)$46,696 (-3.17%) Land $7,027 Building $39,669$140,088 (-3.17%) Land $21,081 Building $119,007
2024$2,964.00
2023$48,227 (+7.59%) Land $6,079 Building $42,148$144,681 (+7.59%) Land $18,237 Building $126,444
2022$44,825 Land $5,650 Building $39,175$134,475 Land $16,950 Building $117,525

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPERU
serves 9,896 people · EPA ID IL0990850
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless
100 / 20

May also be available: IVNet, Nextlink, Verizon.

Nearby Properties on Cross St

Nearby Streets

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