LaSalle County property record for 324 Cross St, Peru, IL 61354
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,329 sqft · built 1904 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,852 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-20-103-014 |
| Primary APN | 17-20-103-014 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,329 sqft Total Area |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Lot Area | 9,148 sqft (0.21 acres) |
| Street Address | 324 CROSS ST |
|---|---|
| City | PERU |
| State | IL |
| Zip | 61354-3415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | C C MERRICKS SUB, S1/2 LTS 1 & 2 BLK 3 SEC 20-33-1 |
| Legal Range | 01 |
| Legal Township | 33 |
| Legal Section | 20 |
| Legal Subdivision | MERRICKS C C SUB |
| Legal Block | 3 |
| Legal Lot Number | 1-2 |
| Jurisdiction | LASALLE IL |
| Township / Civil Division | PERU |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 963200 |
324 Cross St is owned and occupied by two individuals.
Source: LaSalle County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 324 CROSS ST, PERU, IL 61354-3415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 324 CROSS ST, PERU, IL 61354-3415 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201906988 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | 201906988 |
| Name | HOMETOWN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 72 Months |
| Due | Jun 10, 2024 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 324 Cross St was $1,852, down 18.1% from the year before.
Source: LaSalle County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | LaSalle County |
| County Subdivision | Peru Township |
| Municipality | Peru City |
| Secondary School District | LaSalle-Peru Township High School District 120 (09 - 12) |
| Elementary School District | Peru Elementary School District 124 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,852.00 (-18.09%) | $37,128 Land $6,334 Building $30,794 | $111,384 Land $19,002 Building $92,382 |
| 2024 | $2,261.00 | ||
| 2023 | $23,389 (+7.59%) Land $5,480 Building $17,909 | $70,167 (+7.59%) Land $16,440 Building $53,727 | |
| 2022 | $21,739 Land $5,093 Building $16,646 | $65,217 Land $15,279 Building $49,938 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 324 Cross St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2013–2022) |
| Most Recent Claim | Apr 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 324 Cross St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PERU serves 9,896 people · EPA ID IL0990850 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Nextlink, Verizon.
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