512 Clark Rd, Prospect (Stockton Springs), ME 04981 Property Records

Waldo County and Prospect Town property record for 512 Clark Rd, Prospect, ME 04981

Property Summary

Property Type	Single Family Home
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Tax Bill	$2,477 (2025)
Deeds & Mortgages	Nov 2021 Refinance Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PROT M:05 L:21-1-1`

Property Details

APN / Parcel Number

Primary APN	`PROT M:05 L:21-1-1`
Alternative APNs	`M:05 L:21=1=1` `181`

Exterior

Lot Area	130,680 sqft (3 acres)

Location & Zoning

Account Number	181
Street Address	512 CLARK RD
City	PROSPECT
State	ME
Zip	04981-3418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	21-1-1
Jurisdiction	PROSPECT ME
Township / Civil Division	PROSPECT
Census Block Group	2
Census Block	2016
Census Tract	42000

Owner

Source: Waldo County and Prospect Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	512 CLARK RD, PROSPECT, ME 04981-3418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Oct 3, 2020	Deed of Trust, Mortgage QUICKEN LNS
Jul 19, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT ME
Property Address	512 CLARK RD, PROSPECT, ME 04981-3418
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004738/272
Date	Nov 29, 2021
Book Page	4738/272
Instrument	2021-13074

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT ME
Property Address	512 CLARK RD, PROSPECT, ME 04981-3418
Document Number	0045560005
Instrument Date	Oct 3, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 CLARK RD PROSPECT ME 049813418, PROSPECT, ME 04981-3418

Mortgage

Document Number	0045560005
Date	Oct 8, 2020
Book Page	004556/000005
Instrument	9709

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 7, 2035

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT ME
Property Address	512 CLARK RD, PROSPECT, ME 04981-3418
Document Number	0043960303
Instrument Date	Jul 19, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 CLARK RD PROSPECT ME 049813418, PROSPECT, ME 04981-3418

Mortgage

Document Number	0043960303
Date	Jul 24, 2019
Book Page	004396/000303
Instrument	6704

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2049

Tax Assessment & Valuation

Source: Waldo County and Prospect Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
County Subdivision	Prospect Town
Unified School District	Regional School Unit 25 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,477.00 (+2.99%)	$240,530 (-) Land $72,790 Building $167,740
2024	$2,405.00 (+19.35%)	$240,530 (+73.06%) Land $72,790 Building $167,740
2023	$2,015.00 (+0.7%)	$138,990 (-) Land $42,060 Building $96,930
2022	$2,001.00	$138,990 Land $42,060 Building $96,930

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Redzone Wireless Fixed Wireless	50 / 15

May also be available: Fidium Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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