496 Clark Rd, Prospect (Stockton Springs), ME 04981 Property Records

Waldo County and Prospect Town property record for 496 Clark Rd, Prospect, ME 04981

Property Summary

Property Type	Single Family Home
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Aug 2005)
Tax Bill	$2,352 (2025)
Deeds & Mortgages	May 2022 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PROT M:05 L:21-2`

Property Details

APN / Parcel Number

Primary APN	`PROT M:05 L:21-2`
Alternative APNs	`M:05 L:21=2` `594`

Exterior

Lot Area	108,900 sqft (2.5 acres)

Location & Zoning

Account Number	594
Street Address	496 CLARK RD
City	PROSPECT
State	ME
Zip	04981-3417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	21-2
Jurisdiction	PROSPECT ME
Township / Civil Division	PROSPECT
Census Block Group	2
Census Block	2016
Census Tract	42000

Owner

Source: Waldo County and Prospect Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	496 CLARK RD, PROSPECT, ME 04981-3417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SEABOARD FEDERAL CREDIT UNION
Sep 4, 2020	Deed of Trust, Mortgage SEABOARD FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2005 · Amount on Record
Deed Sale	Aug 24, 2005 · Amount on Record
Deed Document Number	20059776
Deed Book / Page	2810 / 172
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT ME
Property Address	496 CLARK RD, PROSPECT, ME 04981-3417
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004797/92
Date	May 12, 2022
Book Page	4797/92
Instrument	2022-3887

Lender

Name	SEABOARD FEDERAL CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2032

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT ME
Property Address	496 CLARK RD, PROSPECT, ME 04981-3417
Document Number	0045430147
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	496 CLARK RD PROSPECT ME 049813417, PROSPECT, ME 04981-3417

Mortgage

Document Number	0045430147
Date	Sep 14, 2020
Book Page	004543/000147
Instrument	8592

Lender

Name	SEABOARD FCU
Type	Credit Union
Address	BUCKSPORT, ME 04416

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2050

Tax Assessment & Valuation

Source: Waldo County and Prospect Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
County Subdivision	Prospect Town
Unified School District	Regional School Unit 25 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,352.00 (+2.98%)	$228,370 (-) Land $72,120 Building $156,250
2024	$2,284.00 (+19.39%)	$228,370 (+73.06%) Land $72,120 Building $156,250
2023	$1,913.00 (+0.68%)	$131,960 (-) Land $41,670 Building $90,290
2022	$1,900.00	$131,960 Land $41,670 Building $90,290

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Redzone Wireless Fixed Wireless	50 / 15

May also be available: Fidium Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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