512 Cherokee St, Elm Mott, TX 76640 Property Records

McLennan County property record for 512 Cherokee St, Elm Mott, TX 76640

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,240 sqft · built 1971
Lot Size	0.195 acres (8,516 sqft)
Owner	Owner Name on Record
Tax Bill	$1,373 (2024)
Deeds & Mortgages	Aug 2022 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`200276000008007`

Property Details

APN / Parcel Number

Primary APN	`200276000008007`
Alternative APNs	`2002760000080070111` `113204`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,240 sqft Living Area
Gross Area	1,715 sqft
1st Floor Area	1,240 sqft
Flooring	Carpet

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1991
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Wood Truss
Roof Material	Composition Shingle
Lot Area	8,516 sqft (0.195 acres)
Lot Dimensions	131 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	475 sqft
Driveway	Driveway
Driveway Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	48 sqft
Storage Building	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	113204
Old Parcel Number	2002760000080070111
Street Address	512 CHEROKEE ST
City	ELM MOTT
State	TX
Zip	76640-9734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	INDIAN TRAILS LOT 8 BLOCK 1 ACRES .1955
Legal Subdivision	INDIAN TRAILS
Legal Block	1
Legal Lot Number	8
Jurisdiction	MCLENNAN TX
Township / Civil Division	ELM MOTT
Census Block Group	1
Census Block	1043
Census Tract	3401

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	512 CHEROKEE ST, ELM MOTT, TX 76640-9734
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CENTRAL CU
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage AFFILIATED BANK

Assessor's Deed Record

Last Sale	Sep 17, 2004
Deed Sale	Sep 17, 2004
Deed Document Number	2004037726
Last Transfer Date	Sep 21, 2004
Transfer Doc	0000037726
Record Updated	Jun 7, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	512 CHEROKEE ST, ELM MOTT, TX 76640-9734
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032959
Date	Aug 12, 2022
Instrument	2022032959

Lender

Name	FIRST CENTRAL CU
Type	Credit Union
Address	WACO, TX 76710

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2037

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	512 CHEROKEE ST, ELM MOTT, TX 76640-9734
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009850
Date	Mar 24, 2020
Instrument	2020009850

Lender

Name	AFFILIATED BANK
Type	Bank
Address	ARLINGTON, TX 76015

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$195,390 (-5.47%) Land $27,020 Building $168,370	$195,390 (-5.47%) Land $27,020 Building $168,370
2024	$1,373.00 (+14.9%)
2023		$206,700 Land $27,020 Building $179,680	$206,700 Land $27,020 Building $179,680
2022	$1,195.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCLENNAN COUNTY WCID 2 serves 3,100 people · EPA ID TX1550002
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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