509 Cherokee St, Elm Mott, TX 76640 Property Records

McLennan County property record for 509 Cherokee St, Elm Mott, TX 76640

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 1970
Lot Size	0.179 acres (7,802 sqft)
Owner	2 Individuals on Record
Tax Bill	$2,224 (2024)
Deeds & Mortgages	Feb 2019 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`200276000015002`

Property Details

APN / Parcel Number

Primary APN	`200276000015002`
Alternative APNs	`2002760000150020111` `113211`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	1,580 sqft
1st Floor Area	1,080 sqft
Flooring	Carpet

Exterior

Year Built	Built 1970
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Wood Truss
Roof Material	Composition Shingle
Lot Area	7,802 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	500 sqft
Driveway	Driveway
Driveway Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	80 sqft
Patio Area	300 sqft
Storage Building	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	113211
Old Parcel Number	2002760000150020111
Street Address	509 CHEROKEE ST
City	ELM MOTT
State	TX
Zip	76640-9734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	INDIAN TRAILS LOT 5 BLOCK 2 ACRES .1791
Legal Subdivision	INDIAN TRAILS
Legal Block	2
Legal Lot Number	5
Jurisdiction	MCLENNAN TX
Township / Civil Division	ELM MOTT
Census Block Group	1
Census Block	1038
Census Tract	3401

Owner

Source: McLennan County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	509 CHEROKEE ST, ELM MOTT, TX 76640-9734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2019	Warranty Deed, Transfer · FHA Mortgage NTFN
Aug 3, 2018	Vendor's Lien, Transfer · Commercial Mortgage CENTRAL NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2019
Deed Sale	Feb 19, 2019
Prior Sale	Aug 3, 2018
Deed Document Number	2019005393
Record Updated	Jun 8, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Feb 19, 2019
Property Address	509 CHEROKEE ST, ELM MOTT, TX 76640-9734
Document Number	0000005393
Instrument Date	Feb 19, 2019
Instrument	5393
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 CHEROKEE ST ELM MOTT TX 766409734, ELM MOTT, TX 76640-9734

Mortgage

Document Number	5394
Date	Feb 19, 2019
Instrument	5394

Lender

Name	NTFN
Address	LEWISVILLE, TX 75067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2049

Mortgage

Document Number	5395,
Date	Feb 19, 2019
Instrument	5395

Lender

Name	SOUTHEAST TX HSNG FIN
Address	HOUSTON, TX 77089

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Feb 18, 2029

August 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Aug 3, 2018
Property Address	509 CHEROKEE ST, ELM MOTT, TX 76640-9734
Document Number	0000027473
Map Reference	VOL937 PG469
Instrument Date	Aug 1, 2018
Instrument	2018027473
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4319 GREEN OAK DR, WACO, TX 76710-1401

Mortgage

Document Number	0000027474
Date	Aug 3, 2018
Instrument	2018027474

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$145,020 (-9.5%) Land $24,750 Building $120,270	$145,020 (-9.5%) Land $24,750 Building $120,270
2024	$2,224.00 (-3.51%)
2023		$160,250 Land $24,750 Building $135,500	$160,250 Land $24,750 Building $135,500
2022	$2,305.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCLENNAN COUNTY WCID 2 serves 3,100 people · EPA ID TX1550002
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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