Monmouth County and Union Beach Borough property record for 512 Central Ave, Union Beach, NJ 07735
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,668 sqft · built 1930 |
| Lot Size | 0.156 acres (6,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $590,000 (Aug 2025) |
| Tax Bill | $11,879 (2025) |
| Deeds & Mortgages | Oct 2019 Sale & Mortgage Jun 2019 Foreclosure |
| Flood Zone | Zone AE (high risk) |
| APN | 50-00197-0000-00012 |
| Primary APN | 50-00197-0000-00012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,668 sqft Living Area |
| 1st Floor Area | 1,668 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,800 sqft (0.156 acres) |
| Lot Dimensions | 100 ft deep x 68 ft wide |
| Deck Area | 438 sqft |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 2042 |
|---|---|
| Street Address | 512 CENTRAL AVE |
| City | UNION BEACH |
| State | NJ |
| Zip | 07735-3102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Subdivision | LORILLARD BEACH |
| Legal Block | 197 |
| Legal Lot Number | 12 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | UNION BEACH |
| Census Block Group | 4 |
| Census Block | 4032 |
| Census Tract | 801800 |
512 Central Ave is owned and occupied by two individuals who bought it in August 2025.
Source: Monmouth County and Union Beach Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 512 CENTRAL AVE, UNION BEACH, NJ 07735-3102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2019 | Grant Deed, Transfer · Conventional Mortgage US MTG |
| Jun 27, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2025 · Amount on File |
| Deed Sale | Aug 6, 2025 · Amount on File |
| Prior Sale | Oct 31, 2019 · Amount on File |
| Deed Document Number | 202561360 |
| Deed Book / Page | 9749 / 9145 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 31, 2019 |
| Property Address | 512 CENTRAL AVE, UNION BEACH, NJ 07735-3102 |
| Document Number | 0000102331 |
| Book / Page | 009376 / 007872 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 102331 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2019 |
| Title Company | VICTORIA ABSTRACT SETTLEMENT SERVICES L, VICTORIA ABS SETTLEMENT SVCS L |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 512 CENTRAL AVE UNION BEACH NJ 077353102, UNION BEACH, NJ 07735-3102 |
| Document Number | 102332 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 102332 |
| Name | US MTG |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 30, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 27, 2019 |
| Property Address | 512 CENTRAL AVE, UNION BEACH, NJ 07735-3102 |
| Document Number | 0000056710 |
| Book / Page | 009354 / 009626 |
| Instrument Date | May 22, 2019 |
| Instrument | 56710 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $228.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 11 ORCHARD HILL DR MANALAPAN NJ 077268665, MANALAPAN, NJ 07726-8665 |
The 2025 property tax bill for 512 Central Ave was $11,879, up 12.6% from the year before.
Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Union Beach Borough |
| Unified School District | Union Beach Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $590,600 (+6.64%) Land $206,600 Building $384,000 | $590,600 (+6.64%) Land $206,600 Building $384,000 | |
| 2025 | $11,879.00 (+12.63%) | $553,800 Land $187,600 Building $366,200 | $553,800 Land $187,600 Building $366,200 |
| 2024 | $10,547.00 | ||
| 2023 | $479,800 Land $141,800 Building $338,000 | $479,800 Land $141,800 Building $338,000 | |
| 2022 | $9,587.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 512 Central Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 197 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 197 in force |
| Nearby Flood Claims | 344 (1978–2014) |
| Claims Outside the SFHA | 24 of 344 |
| Most Recent Claim | Nov 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 512 Central Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
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