512 Central Ave, Hillsborough, NC 27278 Property Records

Orange County property record for 512 Central Ave, Hillsborough, NC 27278

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,273 sqft · built 1951
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Mar 2024)
Tax Bill	$4,038 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`9864-59-6406`

Property Details

APN / Parcel Number

Primary APN	`9864-59-6406`
Alternative APN	`166187`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,273 sqft Living Area
Gross Area	2,586 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2017
Exterior Material	Other
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Patio Area	40 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	512 CENTRAL AVE
City	HILLSBOROUGH
State	NC
Zip	27278-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HI
Legal Description	26-28 BL B HILLSBORO HEIGHTS P4/208
Legal Subdivision	HILLSBORO HEIGHTS
Legal Block	B
Jurisdiction	ORANGE NC
Township / Civil Division	HILLSBOROUGH
Census Block Group	2
Census Block	2002
Census Tract	11002

Owner

512 Central Ave is owned and occupied by two individuals who bought it in March 2024.

Source: Orange County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	512 CENTRAL AVE, HILLSBOROUGH, NC 27278-2004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Mar 14, 2024	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 10, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 7, 2022	Warranty Deed, Transfer
Jun 10, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS
Jan 20, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2024 · Amount on File
Deed Sale	Mar 14, 2024 · Amount on File
Prior Sale	Feb 10, 2023 · Amount on File
Deed Document Number	202430099898
Deed Book / Page	6840 / 1619
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	512 CENTRAL AVE, HILLSBOROUGH, NC 27278-2004
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 CENTRAL AVE, HILLSBOROUGH, NC 27278-2004

Mortgage

Document Number	0006902218
Date	Jan 9, 2026
Book Page	6902/218
Instrument	30127837

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	4140 E STATE ST, HERMITAGE, PA 16148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.6%
Index	Other
Margin	3
Max Rate	10.6%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Mar 14, 2024
Property Address	512 CENTRAL AVE, HILLSBOROUGH, NC 27278-2004
Document Number	0068401619
Book / Page	6840 / 1619
Map Reference	MB 4 PG 208
Instrument Date	Mar 4, 2024
Instrument	30099898
Transaction Type	Transfer
Record Updated	Apr 8, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3070, CHAPEL HILL, NC 27515-3070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 12 CENTRAL AVENUE, HILLSBOROUGH, NC 27278

Mortgage

Document Number	0068401621
Date	Mar 14, 2024
Instrument	6840/1621

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Feb 10, 2023
Property Address	512 CENTRAL AVE, HILLSBOROUGH, NC 27278-2004
Document Number	0006807513
Book / Page	6807 / 513
Map Reference	MB 4 PG 208
Instrument Date	Jan 31, 2023
Instrument	30084524
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 CENTRAL AVE, HILLSBOROUGH, NC 27278-2004

Mortgage

Document Number	0006807516
Date	Feb 10, 2023
Instrument	6807/516

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Nov 7, 2022
Property Address	512 CENTRAL AVE, HILLSBOROUGH, NC 27278-2004
Document Number	0006800373
Book / Page	6800 / 373
Map Reference	MB 4 PG 208
Instrument Date	Nov 5, 2022
Instrument	30081019
Transaction Type	Transfer
Record Updated	Nov 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5108 ELLENWOOD DR, 5108, GREENSBORO, NC 27410-4331

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5108 ELLENWOOD DR, GREENSBORO, NC 27410-4331

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Jun 10, 2019
Property Address	512 CENTRAL AVE, HILLSBOROUGH, NC 27278-2004
Document Number	66141055
Book / Page	006614 / 001055
Instrument Date	Jun 5, 2019
Instrument	30001861
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	512 CENTRAL AVE HILLSBOROUGH NC 272782004, HILLSBOROUGH, NC 27278-2004

Mortgage

Document Number	66141058
Date	Jun 10, 2019
Book Page	006614/001058
Instrument	30001862

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2049

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Jan 20, 2017
Property Address	512 CENTRAL AVE, HILLSBOROUGH, NC 27278-2004
Document Number	6252508
Book / Page	006252 / 000508
Instrument Date	Jan 19, 2017
Transaction Type	Transfer
Record Updated	Jan 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4913 SALEM RIDGE RD HOLLY SPRINGS NC 275409162, HOLLY SPRINGS, NC 27540-9162

Tax Assessment & Valuation

The 2026 property tax bill for 512 Central Ave was $4,038, up 3.9% from the year before.

Source: Orange County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Orange County
Municipality	Hillsborough Town
Unified School District	Orange County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,038.00 (+3.94%)	$316,400 (-) Land $130,000 Building $186,400	$316,400 (-) Land $130,000 Building $186,400
2025	$3,885.00	$316,400 Land $130,000 Building $186,400	$316,400 Land $130,000 Building $186,400
2023	$2,583.00	$166,400 Land $33,000 Building $133,400	$166,400 Land $33,000 Building $133,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 512 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 Central Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HILLSBOROUGH serves 14,006 people · EPA ID NC0368015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Google Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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