505 Central Ave, Hillsborough, NC 27278 Property Records

Orange County property record for 505 Central Ave, Hillsborough, NC 27278

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,064 sqft · built 1995
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$93,000 (Nov 2011)
Tax Bill	$3,119 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9864-59-7296`

Property Details

APN / Parcel Number

Primary APN	`9864-59-7296`
Alternative APN	`254195`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
Gross Area	2,176 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,454 sqft (0.24 acres)
Porch	Porch
Porch Area	24 sqft
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	505 CENTRAL AVE
City	HILLSBOROUGH
State	NC
Zip	27278-2003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HI
Legal Description	B FREELAND & CATES P72/111
Legal Subdivision	HILLSBOROUGH HEIGHTS
Jurisdiction	ORANGE NC
Township / Civil Division	HILLSBOROUGH
Census Block Group	2
Census Block	2001
Census Tract	11002

Owner

505 Central Ave is owned and occupied by an individual who bought it in November 2011.

Source: Orange County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	505 CENTRAL AVE, HILLSBOROUGH, NC 27278-2003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Feb 5, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Feb 14, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Feb 5, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jan 15, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2011 · Amount on File
Deed Sale	Nov 8, 2011 · Amount on File
Prior Sale	Nov 30, 2001 · Amount on File
Deed Book / Page	5252 / 178
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	505 CENTRAL AVE, HILLSBOROUGH, NC 27278-2003
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	UNKNOWN, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 CENTRAL AVE, HILLSBOROUGH, NC 27278-2003

Mortgage

Document Number	0068951977
Date	Nov 3, 2025
Book Page	6895/1977
Instrument	30125016

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	505 CENTRAL AVE, HILLSBOROUGH, NC 27278-2003
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	UNKNOWN, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006704587
Date	Feb 5, 2021
Book Page	6704/587
Instrument	30040100

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	505 CENTRAL AVE, HILLSBOROUGH, NC 27278-2003
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	UNKNOWN, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 CENTRAL AVE, HILLSBOROUGH, NC 27278-2003

Mortgage

Document Number	0068691640
Date	Feb 14, 2025
Book Page	6869/1640
Instrument	30113475

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	505 CENTRAL AVE, HILLSBOROUGH, NC 27278-2003
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6704587
Date	Feb 5, 2021
Book Page	6704/587
Instrument	30040100

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	505 CENTRAL AVE, HILLSBOROUGH, NC 27278-2003
Document Number	66422166
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 CENTRAL AVE HILLSBOROUGH NC 272782003, HILLSBOROUGH, NC 27278-2003

Mortgage

Document Number	66422166
Date	Jan 21, 2020
Book Page	006642/002166
Instrument	30014581

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 505 Central Ave was $3,119, up 1.9% from the year before.

Source: Orange County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Orange County
Municipality	Hillsborough Town
Unified School District	Orange County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,119.00 (+1.89%)	$239,000 (+0.67%) Land $130,000 Building $109,000	$239,000 (+0.67%) Land $130,000 Building $109,000
2025	$3,061.00	$237,400 Land $130,000 Building $107,400	$237,400 Land $130,000 Building $107,400
2023	$2,160.00	$135,900 Land $33,000 Building $102,900	$135,900 Land $33,000 Building $102,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 Central Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HILLSBOROUGH serves 14,006 people · EPA ID NC0368015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Google Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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