Madison County property record for 512 5th St, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 896 sqft |
| Owner | Individual Name on File |
| Last Sale | $103,000 (Feb 2019) |
| Tax Bill | $971 (2025) |
| Deeds & Mortgages | Feb 2019 Sale & Mortgage Sep 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R007-0013-0003 |
| Primary APN | R007-0013-0003 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 896 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|
| Account Number | 41086 |
|---|---|
| Street Address | 512 5TH ST |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 & 11 |
| Legal Lot Number | 10,11 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10602 |
512 5th St is owned and occupied by an individual who bought it in February 2019.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 512 5TH ST, RICHMOND, KY 40475-1224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2019 | Deed, Transfer · Conventional Mortgage 1ST TRUST BANK INC |
| Sep 20, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2019 · Amount on File |
| Deed Sale | Feb 27, 2019 · Amount on File |
| Prior Sale | Sep 20, 2018 · Amount on File |
| Deed Document Number | 2013988850 |
| Deed Book / Page | D00770 / 342 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Feb 27, 2019 |
| Property Address | 512 5TH ST, RICHMOND, KY 40475-1224 |
| Document Number | D00770/342 |
| Book / Page | D00770 / 342 |
| Instrument Date | Feb 21, 2019 |
| Instrument | 2013988850 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $103.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 309 BOWERWOOD DR, 309, RICHMOND, KY 40475-2734 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 512 5TH ST, RICHMOND, KY 40475-1224 |
| Document Number | 2013988851 |
|---|---|
| Date | Feb 27, 2019 |
| Instrument | 2013988851 |
| Name | 1ST TRUST BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 20, 2018 |
| Property Address | 512 5TH ST, RICHMOND, KY 40475-1224 |
| Document Number | D00764/635 |
| Book / Page | D00764 / 635 |
| Instrument Date | Sep 19, 2018 |
| Instrument | 2013982178 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $4.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 388 CHARLIE NORRIS RD, 388, RICHMOND, KY 40475-9212 |
| Name | Verified Name |
|---|---|
| Address | 309 BOWERWOOD DR, RICHMOND, KY 40475-2734 |
The 2025 property tax bill for 512 5th St was $971 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $971.00 Additional exemption filed | $103,000 | $103,000 |
| 2023 | $999.00 (-0.3%) | $103,000 (-) | $103,000 (-) |
| 2022 | $1,002.00 | $103,000 | $103,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 512 5th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 512 5th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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