Madison County property record for 412 5th St, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 2,146 sqft |
| Owner | Individual Name on Record |
| Last Sale | $155,500 (Jul 2020) |
| Tax Bill | $1,466 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R007-0013-0009 |
| Primary APN | R007-0013-0009 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,146 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|
| Account Number | 47393 |
|---|---|
| Street Address | 412 5TH ST |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROOKS & EVANS LOT 3 |
| Legal Subdivision | BROOKS & EVANS SUB |
| Legal Lot Number | 3 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10602 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 412 5TH ST, RICHMOND, KY 40475-1222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2020 | Deed, Transfer · VA Mortgage STOCKTON MORTGAGE CORP |
| Aug 8, 2017 | Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2020 · Amount on Record |
| Deed Sale | Jul 20, 2020 · Amount on Record |
| Prior Sale | Aug 8, 2017 · Amount on Record |
| Deed Document Number | 2014015987 |
| Deed Book / Page | D00790 / 712 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 20, 2020 |
| Property Address | 412 5TH ST, RICHMOND, KY 40475-1222 |
| Document Number | D00790/712 |
| Book / Page | D00790 / 712 |
| Map Reference | MB 39 PG 200 |
| Instrument Date | Jul 10, 2020 |
| Instrument | 2014015987 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | NOT AVAILABLE, FOUNDATION T&E SERIES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1026 DIAMOND BROOK DR, 1026, RICHMOND, KY 40475-7618 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 412 5TH ST, RICHMOND, KY 40475-1222 |
| Document Number | 2014015988 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 2014015988 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 8, 2017 |
| Property Address | 412 5TH ST, RICHMOND, KY 40475-1222 |
| Document Number | D00748/538 |
| Book / Page | D00748 / 538 |
| Map Reference | DEED39 PG200 |
| Instrument Date | Aug 4, 2017 |
| Instrument | 2013962860 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 EQUESTRIAN WAY, 410, RICHMOND, KY 40475 |
| Name | Verified Name |
|---|---|
| Address | 412 5TH ST, RICHMOND, KY 40475-1222 |
| Document Number | 2013962861 |
|---|---|
| Date | Aug 8, 2017 |
| Instrument | 2013962861 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2047 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,466.00 (-2.79%) Additional exemption filed | $155,500 (-) | $155,500 (-) |
| 2023 | $1,508.00 (-0.33%) | $155,500 (-) | $155,500 (-) |
| 2022 | $1,513.00 | $155,500 | $155,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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