512 3rd St, Oregon City, OR 97045 Property Records

Clackamas County property record for 512 3rd St, Oregon City, OR 97045

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 734 sqft · built 1900
Lot Size0.068 acres (2,970 sqft)
Owner2 Individual Names on Record
Last Sale$408,000 (Dec 2022)
Tax Bill$1,853 (2025)
Deeds & MortgagesOct 2025 Mortgage
Dec 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN22E31AC14200

Property Details

APN / Parcel Number

Primary APN22E31AC14200
Alternative APN
  • 00574131

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area734 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialOther
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area2,970 sqft (0.068 acres)

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Account Number00574131
Street Address512 3RD ST
CityOREGON CITY
StateOR
Zip97045-2510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal Description2 OREGON CITY PT LT 1 BLK 58
Legal Range2E
Legal Township2S
Legal Section31
Legal SubdivisionOREGON CITY
Legal Block58
Legal Lot Number1
JurisdictionCLACKAMAS OR
Township / Civil DivisionNORTHWEST CLACKAMAS
Census Block Group4
Census Block4037
Census Tract22400

Owner

Source: Clackamas County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address512 3RD ST, OREGON CITY, OR 97045-2510
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2025Deed of Trust, Mortgage · Conventional Mortgage
PRIME LENDING INC
Dec 5, 2022Warranty Deed, Transfer · Conventional Mortgage
GOLDEN EMPIRE MORTGAGE INC
May 11, 2022Warranty Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC
Mar 22, 2019Warranty Deed, Transfer
TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2022 · Amount on Record
Deed SaleDec 5, 2022 · Amount on Record
Prior SaleMay 11, 2022 · Amount on Record
Deed Document Number202261529
Prior Transfer DateDec 8, 2009
Prior Transfer Doc0000085377
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address512 3RD ST, OREGON CITY, OR 97045-2510
Transaction TypeMortgage
Record UpdatedOct 31, 2025
Title CompanyWFG TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address512 3RD ST, OREGON CITY, OR 97045-2510

Mortgage

Document Number0000039980
DateOct 14, 2025
Instrument2025-039980
Lender
NamePRIME LENDING INC
TypeMortgage Company
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLACKAMAS OR
Recording DateDec 5, 2022
Property Address512 3RD ST, OREGON CITY, OR 97045-2510
Document Number0000061529
Instrument DateDec 1, 2022
Instrument2022-061529
Transaction TypeTransfer
Record UpdatedDec 13, 2022
Title CompanyFIRST AMERICAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address512 3RD ST, OREGON CITY, OR 97045-2510

Mortgage

Document Number0000061530
DateDec 5, 2022
Instrument2022-061530
Lender
NameGOLDEN EMPIRE MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLACKAMAS OR
Recording DateMay 11, 2022
Property Address512 3RD ST, OREGON CITY, OR 97045-2510
Document Number0000027517
Instrument DateMay 10, 2022
Instrument2022-027517
Transaction TypeTransfer
Record UpdatedMay 18, 2022
Title CompanyFIRST AMERICAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address512 3RD ST, OREGON CITY, OR 97045-2510

Mortgage

Document Number0000027518
DateMay 11, 2022
Instrument2022-027518
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLACKAMAS OR
Recording DateMar 22, 2019
Property Address512 3RD ST, OREGON CITY, OR 97045-2510
Document Number0000014883
Instrument DateMar 21, 2019
Instrument14883
Transaction TypeTransfer
Record UpdatedMar 29, 2019
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

AmountAmount Recorded
Tax$275.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address512 3RD ST OREGON CITY OR 970452510, OREGON CITY, OR 97045-2510

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
MunicipalityOregon City
Unified School DistrictOregon City School District 62 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,853.00 (+13.06%)$92,494 (+6.09%)$326,318 (+0.2%) Land $138,798 Building $187,520
2023$1,639.00$87,185$325,671 Land $137,131 Building $188,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1996–1997)
Claims Outside the SFHA1 of 6
Most Recent ClaimJan 1997 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOREGON CITY
serves 33,940 people · EPA ID OR4101511
Water SourcePurchased surface water from SOUTH FORK WATER BOARD
Last State InspectionDec 2021
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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