Clackamas County property record for 409 3rd St, Oregon City, OR 97045
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,794 sqft · built 1900 |
| Lot Size | 0.08 acres (3,465 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $412,000 (Mar 2026) |
| Tax Bill | $2,388 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22E31AC10800 |
| Primary APN | 22E31AC10800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,794 sqft Living Area |
| Basement Area | 897 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Other |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,465 sqft (0.08 acres) |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 00573800 |
|---|---|
| Street Address | 409 3RD ST |
| City | OREGON CITY |
| State | OR |
| Zip | 97045-2508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3.5 |
| Legal Description | 2 OREGON CITY PT LT 5 BLK 36 |
| Legal Range | 2E |
| Legal Township | 2S |
| Legal Section | 31 |
| Legal Subdivision | OREGON CITY |
| Legal Block | 36 |
| Legal Lot Number | 5 |
| Jurisdiction | CLACKAMAS OR |
| Township / Civil Division | NORTHWEST CLACKAMAS |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 22400 |
Source: Clackamas County records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 409 3RD ST, OREGON CITY, OR 97045-2508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Mar 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage EMBOLD FCU |
| Mar 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2026 · Amount on Record |
| Deed Sale | Mar 30, 2026 · Amount on Record |
| Prior Sale | Mar 17, 2021 · Amount on Record |
| Deed Document Number | 202612737 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Recording Date | Mar 30, 2026 |
| Property Address | 409 3RD ST, OREGON CITY, OR 97045-2508 |
| Document Number | 0000012737 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 2026-012737 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2026 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 409 3RD ST, OREGON CITY, OR 97045-2508 |
| Document Number | 0000012738 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 2026-012738 |
| Name | EMBOLD FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Recording Date | Mar 17, 2021 |
| Property Address | 409 3RD ST, OREGON CITY, OR 97045-2508 |
| Document Number | 0000027536 |
| Instrument Date | Mar 16, 2021 |
| Instrument | 2021-027536 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2021 |
| Title Company | FIDELITY NATL TTL CO OF OR |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 409 3RD ST, OREGON CITY, OR 97045-2508 |
| Document Number | 0000027537 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 2021-027537 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Clackamas County assessment roll, as of October 29, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Clackamas County |
| Municipality | Oregon City |
| Unified School District | Oregon City School District 62 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,388.00 (+13.01%) | $119,216 (+6.09%) | $329,328 (+2.3%) Land $138,798 Building $190,530 |
| 2023 | $2,113.00 | $112,373 | $321,911 Land $137,131 Building $184,780 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1996–1997) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jan 1997 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OREGON CITY serves 33,940 people · EPA ID OR4101511 |
|---|---|
| Water Source | Purchased surface water from SOUTH FORK WATER BOARD |
| Last State Inspection | Dec 2021 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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