Lake County property record for 431 3rd Ave, Two Harbors, MN 55616 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,144 sqft · built 1902 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Jun 2020) |
| Tax Bill | $4,774 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Jun 2020 Sale |
| APN | 23-7660-17095 |
| Primary APN | 23-7660-17095 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,144 sqft Gross Area |
| 1st Floor Area | 1,112 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Mediterranean |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Shed Roof |
| Roof Material | Wood |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Slab |
| Porch Area | 269 sqft |
| Deck Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 431 3RD AVE |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-3700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 100FT OF LOT 9 BLOCK 17 |
| Legal Subdivision | MINNESOTA IRON COMPANYS |
| Legal Block | 17 |
| Legal Lot Number | 9 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | TWO HARBORS |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 370400 |
Source: Lake County records · APN 23-7660-17095
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 422 2ND AVE, TWO HARBORS, MN 55616-1622 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PARK STATE BANK |
| Jun 30, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2020 · Amount on Record |
| Deed Sale | Jun 30, 2020 · Amount on Record |
| Deed Document Number | 2020194324 |
| Prior Transfer Date | Aug 26, 2008 |
| Prior Transfer Doc | 0000167543 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 431 3RD AVE, TWO HARBORS, MN 55616-3700 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | A000203501 |
|---|---|
| Date | Dec 22, 2023 |
| Instrument | A000203501 |
| Name | PARK STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.08% |
| Index | 5-Year CMT |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Jun 30, 2020 |
| Property Address | 431 3RD AVE, TWO HARBORS, MN 55616-3700 |
| Document Number | A000194324 |
| Instrument Date | Jun 15, 2020 |
| Instrument | A000194324 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1430 8TH AVE, TWO HARBORS, MN 55616-1117 |
Source: Lake County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Municipality | Two Harbors City |
| Unified School District | Lake Superior Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $363,900 (+17.61%) Land $21,800 Building $342,100 | $363,900 (+17.61%) Land $21,800 Building $342,100 | |
| 2025 | $4,774.00 | ||
| 2023 | $309,400 Land $15,200 Building $294,200 | $309,400 Land $15,200 Building $294,200 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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