5113 Timber Ridge Trl, Ocoee, FL 34761 Property Records

Orange County property record for 5113 Timber Ridge Trl, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,548 sqft · built 1989
Lot Size	0.259 acres (11,263 sqft)
Owner	2 Individual Names on Record
Last Sale	$358,700 (Oct 2026)
Tax Bill	$3,634 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Feb 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-22-28-7821-00-880`

Property Details

APN / Parcel Number

Primary APN	`03-22-28-7821-00-880`
Alternative APNs	`282203782100880` `223755` `228285` `232792`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,548 sqft Living Area
Gross Area	1,973 sqft
1st Floor Area	1,548 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,263 sqft (0.259 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5113 TIMBER RIDGE TRL
City	OCOEE
State	FL
Zip	34761-8437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	SAWMILL PHASE 1 23/32 LOT 88
Legal Range	28E
Legal Township	22S
Legal Section	03
Legal Subdivision	SAWMILL PH 1
Legal Phase	1
Legal Tract	7821
Legal Lot Number	88
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1001
Census Tract	15006

Owner

Source: Orange County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3555 FIELDSTONE CT, KISSIMMEE, FL 34746-2817
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Feb 23, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Apr 25, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Oct 31, 2018	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2026 · Amount on Record
Deed Sale	Oct 5, 2026 · Amount on Record
Prior Sale	Feb 14, 2013 · Amount on Record
Deed Document Number	2026552260
Prior Transfer Date	Mar 29, 2006
Prior Transfer Doc	0000208865
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 5, 2026
Property Address	5113 TIMBER RIDGE TRL, OCOEE, FL 34761-8437
Document Number	0000552260
Instrument Date	Sep 29, 2026
Instrument	2026552260
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$253,600.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3555 FIELDSTONE CT, KISSIMMEE, FL 34746-2817

Mortgage

Document Number	0000552261,
Date	Oct 5, 2026
Instrument	2026552261

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	5113 TIMBER RIDGE TRL, OCOEE, FL 34761-8437
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5113 TIMBER RIDGE TRL, OCOEE, FL 34761-8437

Mortgage

Document Number	0000106723
Date	Feb 23, 2024
Instrument	20240106723

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Mar 1, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	5113 TIMBER RIDGE TRL, OCOEE, FL 34761-8437
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5113 TIMBER RIDGE TRL, OCOEE, FL 34761-8437

Mortgage

Document Number	0000234052
Date	Apr 25, 2023
Instrument	20230234052

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	May 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 31, 2018
Property Address	5113 TIMBER RIDGE TRL, OCOEE, FL 34761-8437
Document Number	0000637537
Instrument Date	Sep 15, 2018
Instrument	637537
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,533.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5113 TIMBER RIDGE TRL OCOEE FL 347618437, OCOEE, FL 34761-8437

Mortgage

Document Number	637538
Date	Oct 31, 2018
Instrument	637538

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$228,786 (+2.7%)	$282,590 (-1.25%) Land $90,000 Building $192,590
2025	$3,634.00 (+7.17%) Homeowner's exemption	$222,771 (+5.99%)	$286,160 (+8.73%) Land $90,000 Building $196,160
2024	$3,391.00 (+3.54%)
2023	$3,275.00 (+3.44%) Homeowner's exemption	$210,187 (+3%)	$263,193 (+11.55%) Land $90,000 Building $173,193
2022	$3,166.00 Homeowner's exemption	$204,065	$235,950 Land $90,000 Building $145,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet.

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