5119 Split Oak Dr, Charlotte, NC 28227 Property Records

Mecklenburg County property record for 5119 Split Oak Dr, Charlotte, NC 28227

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,302 sqft · built 1980
Lot Size0.235 acres (10,261 sqft)
OwnerCompany Name on Record
Last Sale$70,500 (Sep 2012)
Tax Bill$2,625 (2023)
Deeds & MortgagesMar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN135-077-21

Property Details

APN / Parcel Number

Primary APN135-077-21

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,302 sqft Heated Area
Gross Area1,660 sqft
1st Floor Area1,302 sqft
FlooringConcrete/Cement
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area10,261 sqft (0.235 acres)
Garage Area294 sqft
PorchPorch
Porch Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Old Parcel Number135-077-21
Street Address5119 SPLIT OAK DR
CityCHARLOTTE
StateNC
Zip28227-0326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL1B2M19-98 5119 SPLIT OAK DR
Legal SubdivisionWILDWOODS PH 01
Legal Lot Number1B
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group3
Census Block3005
Census Tract1911

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 3154, MATTHEWS, NC 28106-3154
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2012 · Amount on Record
Deed SaleSep 28, 2012 · Amount on Record
Prior SaleJul 27, 2011
Deed Document Number0027697546
Deed Book / Page27697 / 546
Record UpdatedJun 7, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address5119 SPLIT OAK DR, CHARLOTTE, NC 28227-0326
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024860
DateMar 2, 2018
Book Page32503/361
Instrument2018024860
Lender
NameAMERIS BANK
TypeBank
AddressGREENVILLE, SC 29601
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1999)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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