Mecklenburg County property record for 5109 Split Oak Dr, Charlotte, NC 28227
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,188 sqft · built 1979 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $130,000 (Dec 2018) |
| Tax Bill | $1,832 (2024) |
| Deeds & Mortgages | Sep 2025 Transfer Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 135-077-19 |
| Primary APN | 135-077-19 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Porch | Finished/Open Porch |
| Porch Area | 20 sqft |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 5109 SPLIT OAK DR |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28227-0326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | L3 B2 M19-98 |
| Legal Subdivision | WILDWOODS |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 1911 |
Source: Mecklenburg County records, as of October 7, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 5109 SPLIT OAK DR, CHARLOTTE, NC 28227-0326 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 30, 2025 | Intrafamily Transfer, Transfer |
| Dec 14, 2018 | Warranty Deed, Transfer NEIGHBORHOOD ASSISTANCE CIRPORATRIO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2018 · Amount on Record |
| Deed Sale | Dec 14, 2018 · Amount on Record |
| Prior Sale | Jan 19, 1994 · Amount on Record |
| Deed Document Number | 2018154507 |
| Deed Book / Page | 33171 / 708 |
| Last Transfer Date | Aug 21, 2025 |
| Transfer Doc | 0000099630 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 30, 2025 |
| Property Address | 5109 SPLIT OAK DR, CHARLOTTE, NC 28227-0326 |
| Document Number | 0000099630 |
| Book / Page | 39897 / 103 |
| Map Reference | MB 19 PG 98 |
| Instrument Date | Aug 21, 2025 |
| Instrument | 2025099630 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5109 SPLIT OAK DR, CHARLOTTE, NC 28227-0326 |
| Name | Verified Name |
|---|---|
| Address | 5109 SPLIT OAK DR, CHARLOTTE, NC 28227-0326 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 14, 2018 |
| Property Address | 5109 SPLIT OAK DR, CHARLOTTE, NC 28227-0326 |
| Document Number | 0000154507 |
| Book / Page | 33171 / 708 |
| Map Reference | MB19 PG98 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 2018154507 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | MASTER TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42 WARWICK CIR APT 119, 42, CLOVER, SC 29710-7812 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | 0000154509 |
|---|---|
| Date | Dec 14, 2018 |
| Instrument | 2018154509 |
| Name | NEIGHBORHOOD ASSISTANCE CIRPORATRIO |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount Recorded |
|---|
| Document Number | 0000154508 |
|---|---|
| Date | Dec 14, 2018 |
| Book Page | 33171/711 |
| Instrument | 2018154508 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $221,700 Land $55,000 Building $166,700 | $221,700 (-) Land $55,000 Building $166,700 | |
| 2024 | $1,832.00 | ||
| 2023 | $221,700 Land $55,000 Building $166,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1999) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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