5118 2nd St, Lubbock, TX 79416 Property Records

Lubbock County property record for 5118 2nd St, Lubbock, TX 79416

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,465 sqft · built 1996
Lot Size	0.328 acres (14,308 sqft)
Owner	Individual Name on File
Tax Bill	$7,772 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R117272`

Property Details

APN / Parcel Number

Primary APN	`R117272`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Building Area	3,465 sqft Living Area
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,308 sqft (0.328 acres)
Garage Area	531 sqft
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5118 2ND ST
City	LUBBOCK
State	TX
Zip	79416-3125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	WHISPERWOOD L 104 & 105
Legal Subdivision	WHISPERWOOD
Legal Lot Number	1040 105
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1013
Census Tract	411

Owner

5118 2nd St is owned and occupied by an individual who acquired it in December 2021.

Source: Lubbock County records, as of February 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5118 2ND ST, LUBBOCK, TX 79416-3125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Vendor's Lien, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 26, 2019	Warranty Deed, Transfer HUB CITY TITLE
Jul 7, 2017	Vendor's Lien, Transfer · Conventional Mortgage TEXAS TECH FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2021
Deed Sale	Dec 14, 2021
Prior Sale	Jul 7, 2017
Deed Document Number	2021063336
Record Updated	Jun 8, 2026

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Dec 14, 2021
Property Address	5118 2ND ST, LUBBOCK, TX 79416-3125
Document Number	0000063336
Map Reference	VOL 1790 PG 720
Instrument Date	Dec 13, 2021
Instrument	2021063336
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 HI STIRRUP, 106, HORSESHOE BAY, TX 78657-6178

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5118 2ND ST, LUBBOCK, TX 79416-3125

Mortgage

Document Number	0000063337
Date	Dec 14, 2021
Instrument	2021063337

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Sep 26, 2019
Property Address	5118 2ND ST, LUBBOCK, TX 79416-3125
Document Number	0000037718
Instrument Date	Sep 26, 2019
Instrument	37718
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	HUB CITY TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5118 2ND ST LUBBOCK TX 794163125, LUBBOCK, TX 79416-3125

July 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jul 7, 2017
Property Address	5118 2ND ST, LUBBOCK, TX 79416-3125
Document Number	0000024623
Map Reference	VOL1736 PG 724
Instrument Date	Jun 30, 2017
Instrument	2017024623
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	STEWART TITLE OF LUBBOCK INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5118 2ND ST, LUBBOCK, TX 79416-3125

Mortgage

Document Number	0000024624
Date	Jul 7, 2017
Instrument	2017024624

Lender

Name	TEXAS TECH FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 5118 2nd St was $7,772 with a homeowner's exemption, down 12.3% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,772.00 (-12.3%) Homeowner's exemption	$507,866 Land $45,750 Building $462,116	$507,866 Land $45,750 Building $462,116
2024	$8,862.00 (+6.26%)
2023	$8,340.00 (-12.52%)	$498,373 Land $25,754 Building $472,619	$498,373 Land $25,754 Building $472,619
2022	$9,534.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5118 2nd St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5118 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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