5114 2nd St, Lubbock, TX 79416 Property Records

Lubbock County property record for 5114 2nd St, Lubbock, TX 79416

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,491 sqft · built 1993
Lot Size	0.144 acres (6,250 sqft)
Owner	Individual Name on File
Last Sale	$340,480 (Mar 2026)
Tax Bill	$2,861 (2025)
Deeds & Mortgages	Aug 2024 Reverse Mortgage Mar 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R117338`

Property Details

APN / Parcel Number

Primary APN	`R117338`
Alternative APN	`R9350000000001070000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,491 sqft Living Area
Gross Area	3,073 sqft
1st Floor Area	2,139 sqft
Basement Area	352 sqft
Finished Basement	352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	582 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5114 2ND ST
City	LUBBOCK
State	TX
Zip	79416-3125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERWOOD L 107
Legal Subdivision	WHISPERWOOD
Legal Lot Number	107
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1013
Census Tract	411

Owner

5114 2nd St is owned and occupied by an individual who bought it in March 2026.

Source: Lubbock County records, as of April 9, 2026

Owner of Record	Individual Name on File
Mailing Address	5114 2ND ST, LUBBOCK, TX 79416-3125
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2024	Deed of Trust, Mortgage · Reverse Mortgage T2 FINANCIAL LLC
Mar 31, 2026	Vendor's Lien, Transfer T2 FINANCIAL LLC
Mar 14, 2018	Deed of Trust, Mortgage · Reverse Mortgage SIWELL INC
Mar 9, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2026 · Amount on File
Deed Sale	Mar 31, 2026 · Amount on File
Prior Sale	Aug 4, 2016 · Amount on File
Deed Document Number	202611488
Prior Transfer Date	Jul 30, 2016
Prior Transfer Doc	0000028071
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	5114 2ND ST, LUBBOCK, TX 79416-3125
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5114 2ND ST, LUBBOCK, TX 79416-3125

Mortgage

Document Number	0000033375
Date	Aug 20, 2024
Instrument	2024033375

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company
Address	WESTERVILLE, OH 43082

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

March 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Mar 31, 2026
Property Address	5114 2ND ST, LUBBOCK, TX 79416-3125
Document Number	0000011488
Map Reference	VOL 1790 PG 720
Instrument Date	Mar 31, 2026
Instrument	2026011488
Transaction Type	Transfer
Record Updated	Apr 9, 2026
Title Company	TRUE TITLE PARTNERS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5114 2ND ST, LUBBOCK, TX 79416-3125

Mortgage

Date	Mar 31, 2026

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	5114 2ND ST, LUBBOCK, TX 79416-3125
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	WEST TEXAS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008969
Date	Mar 14, 2018
Instrument	2018008969

Lender

Name	SIWELL INC
Type	Non-Lending Institution
Address	LUBBOCK, TX 79413

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	5114 2ND ST, LUBBOCK, TX 79416-3125
Document Number	0000008970
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	WEST TX TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5114 2ND ST LUBBOCK TX 794163125, LUBBOCK, TX 79416-3125

Mortgage

Document Number	0000008970
Date	Mar 14, 2018
Instrument	8970

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 5114 2nd St was $2,861 with exemptions applied, down 34.2% from the year before.

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,861.00 (-34.18%) Homeowner's exemption Senior Citizen's exemption	$336,140 Land $40,000 Building $296,140	$336,140 Land $40,000 Building $296,140
2024	$4,347.00 (-25.69%)
2023	$5,850.00 (-2.81%)	$314,740 Land $16,500 Building $298,240	$314,740 Land $16,500 Building $298,240
2022	$6,019.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5114 2nd St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5114 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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