5117 Rowan Dr, San Ramon, CA 94582 Property Records

Contra Costa County property record for 5117 Rowan Dr, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,379 sqft · built 2017
Lot Size	0.063 acres (2,745 sqft)
Owner	Company Name on Record
Last Sale	$1,080,500 (Mar 2018)
Tax Bill	$16,558 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`222-750-008-5`

Property Details

APN / Parcel Number

Primary APN	`222-750-008-5`
Alternative APN	`222-750-008`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,379 sqft Living Area
1st Floor Area	787 sqft
2nd Floor Area	1,592 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Architectural Style	Cluster
Lot Area	2,745 sqft (0.063 acres)
Garage Type	Attached
Garage Area	443 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5117 ROWAN DR
City	SAN RAMON
State	CA
Zip	94582-5977
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9302 L56
Legal Subdivision	SUBDIVISION 9302
Legal Tract	9302
Legal Lot Number	56
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	3
Census Block	3014
Census Tract	355115

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5117 ROWAN DR, SAN RAMON, CA 94582-5977
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Feb 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 5, 2020	Deed of Trust, Mortgage JMAC LENDING
Mar 20, 2018	Grant Deed, Subdivision Related Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2018 · Amount on Record
Deed Sale	Mar 20, 2018 · Amount on Record
Deed Document Number	201842946
Last Transfer Date	Jan 25, 2021
Transfer Doc	0000030346
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5117 ROWAN DR, SAN RAMON, CA 94582-5977
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5117 ROWAN DR, SAN RAMON, CA 94582-5977

Mortgage

Document Number	0000237002
Date	Oct 14, 2020
Instrument	2020-237002

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	7.87%

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 1, 2021
Property Address	5117 ROWAN DR, SAN RAMON, CA 94582-5977
Document Number	0000030346
Map Reference	MB 524 PG 45-51
Instrument Date	Jan 25, 2021
Instrument	2021-030346
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	COMMONWEALTH LAND TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	5117 ROWAN DR, SAN RAMON, CA 94582-5977

Mortgage

Document Number	0000030347
Date	Feb 1, 2021
Instrument	2021-030347

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 27, 2020
Property Address	5117 ROWAN DR, SAN RAMON, CA 94582-5977
Document Number	0000037155
Instrument Date	Feb 12, 2020
Instrument	37155
Transaction Type	Transfer
Record Updated	Mar 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5117 ROWAN DR SAN RAMON CA 945825977, SAN RAMON, CA 94582-5977

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5117 ROWAN DR, SAN RAMON, CA 94582-5977
Document Number	0000025856
Instrument Date	Feb 5, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5117 ROWAN DR SAN RAMON CA 945825977, SAN RAMON, CA 94582-5977

Mortgage

Document Number	0000025856
Date	Feb 11, 2020
Instrument	25856

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2050

March 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 20, 2018
Property Address	5117 ROWAN DR, SAN RAMON, CA 94582-5977
Document Number	0000042946
Map Reference	MB 524 PG 45-51
Instrument Date	Jan 26, 2018
Instrument	2018-042946
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 3, 2022
Title Company	WESTMINSTER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5117 ROWAN DR, SAN RAMON, CA 94582-5977

Mortgage

Document Number	0000042947
Date	Mar 20, 2018
Instrument	2018-042947

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.37%
Index	1-Year CMT
Max Rate	8.27%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,253,891 (+2%) Land $721,533 Building $532,358
2025	$16,558.00 (+4.15%)	$1,229,306 (+4.04%) Land $707,386 Building $521,920
2023	$15,898.00 (+1.38%)	$1,181,572 Land $679,918 Building $501,654
2022	$15,682.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
Sail Internet Fixed Wireless · DSL in parts of the area	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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