St. Louis County property record for 5117 Ramsey St, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.75 ba · 1,658 sqft · built 2002 |
| Lot Size | 0.068 acres (2,997 sqft) |
| Owner | Individual Name on File |
| Last Sale | $222,451 (Feb 2024) |
| Tax Bill | $3,558 (2026) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4530-03760 |
| Primary APN | 010-4530-03760 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,658 sqft Gross Area |
| 1st Floor Area | 829 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 2,997 sqft (0.068 acres) |
| Garage Area | 744 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 182 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1161875 |
|---|---|
| Street Address | 5117 RAMSEY ST |
| City | DULUTH |
| State | MN |
| Zip | 55807-2657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 EX WLY 10 FT & WLY 15 FT OF LOT 14 SERIAL # |
| Legal Subdivision | WEST DULUTH 7TH DIV |
| Legal Block | 189 |
| Legal Lot Number | 13-14 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 15800 |
5117 Ramsey St is owned and occupied by an individual who bought it in February 2024.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5117 RAMSEY ST, DULUTH, MN 55807-2657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2024 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| Sep 29, 2020 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Nov 1, 2018 | Warranty Deed, Transfer · Conventional with PMI HANCOCK MTG PTRS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2024 · Amount on File |
| Deed Sale | Feb 1, 2024 · Amount on File |
| Prior Sale | Sep 29, 2020 · Amount on File |
| Deed Document Number | 20241482513 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Feb 1, 2024 |
| Property Address | 5117 RAMSEY ST, DULUTH, MN 55807-2657 |
| Document Number | 0001482513 |
| Instrument Date | Jan 15, 2024 |
| Instrument | 1482513 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2024 |
| Title Company | NOT AVAILABLE, THE TITLE TEAM NORTH SHORE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $734.09 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5117 RAMSEY ST, DULUTH, MN 55807-2657 |
| Document Number | 0001482514 |
|---|---|
| Date | Feb 1, 2024 |
| Instrument | 1482514 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 29, 2020 |
| Property Address | 5117 RAMSEY ST, DULUTH, MN 55807-2657 |
| Document Number | 00A1391608 |
| Instrument Date | Sep 18, 2020 |
| Instrument | A1391608 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2020 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $657.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5117 RAMSEY ST DULUTH MN 558072657, DULUTH, MN 55807-2657 |
| Document Number | A1391609 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | A1391609 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 28, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 1, 2018 |
| Property Address | 5117 RAMSEY ST, DULUTH, MN 55807-2657 |
| Document Number | 00A1343932 |
| Instrument Date | Oct 26, 2018 |
| Instrument | A1343932 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $567.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5117 RAMSEY ST DULUTH MN 558072657, DULUTH, MN 55807-2657 |
| Document Number | A1343933 |
|---|---|
| Date | Nov 1, 2018 |
| Instrument | A1343933 |
| Name | HANCOCK MTG PTRS |
|---|---|
| Type | Mortgage Company |
| Address | SUGAR LAND, TX 77478 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 31, 2048 |
The 2026 property tax bill for 5117 Ramsey St was $3,558 with a homeowner's exemption, up 0.7% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,558.00 (+0.68%) Homeowner's exemption | ||
| 2025 | $3,534.00 Homeowner's exemption | $299,600 (+8.39%) Land $7,600 Building $292,000 | $299,600 (+8.39%) Land $7,600 Building $292,000 |
| 2024 | $276,400 Land $8,200 Building $268,200 | $276,400 Land $8,200 Building $268,200 | |
| 2023 | $2,698.00 Homeowner's exemption | ||
| 2022 | $196,500 Land $6,600 Building $189,900 | $196,500 Land $6,600 Building $189,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5117 Ramsey St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1988–2012) |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5117 Ramsey St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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