St. Louis County property record for 5113 Ramsey St, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,384 sqft · built 2002 |
| Lot Size | 0.08 acres (3,492 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $155,000 (Mar 2019) |
| Tax Bill | $3,462 (2026) |
| Deeds & Mortgages | Apr 2023 Line of Credit Mar 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4530-03775 |
| Primary APN | 010-4530-03775 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,384 sqft Gross Area |
| 1st Floor Area | 692 sqft |
| Basement Area | 448 sqft |
| Finished Basement | 448 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 3,492 sqft (0.08 acres) |
| Garage Area | 240 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 180 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1067214 |
|---|---|
| Street Address | 5113 RAMSEY ST |
| City | DULUTH |
| State | MN |
| Zip | 55807-2657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 5 FT OF LOT 15 ALL OF LOT 16 INC WLY 5 FTOF VAC ALLEY ADJ SERIAL # |
| Legal Subdivision | WEST DULUTH 7TH DIVISION |
| Legal Block | 189 |
| Legal Lot Number | 15-16 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 15800 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5113 RAMSEY ST, DULUTH, MN 55807-2657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2023 | Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU |
| Mar 8, 2019 | Warranty Deed, Transfer · Conventional with PMI AFFINITY PLUS FCU |
| Aug 2, 2018 | Warranty Deed, Transfer STEWART TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2019 · Amount on Record |
| Deed Sale | Mar 8, 2019 · Amount on Record |
| Prior Sale | Aug 2, 2018 · Amount on Record |
| Deed Document Number | 20191351310 |
| Prior Transfer Date | Jul 25, 2008 |
| Prior Transfer Doc | 0001090133 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5113 RAMSEY ST, DULUTH, MN 55807-2657 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001465052 |
|---|---|
| Date | Apr 17, 2023 |
| Instrument | 1465052 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Mar 20, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 8, 2019 |
| Property Address | 5113 RAMSEY ST, DULUTH, MN 55807-2657 |
| Document Number | 00A1351310 |
| Instrument Date | Mar 7, 2019 |
| Instrument | A1351310 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $511.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5113 RAMSEY ST DULUTH MN 558072657, DULUTH, MN 55807-2657 |
| Document Number | A1351311 |
|---|---|
| Date | Mar 8, 2019 |
| Instrument | A1351311 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | ST PAUL, MN 55107 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 7, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 2, 2018 |
| Property Address | 5113 RAMSEY ST, DULUTH, MN 55807-2657 |
| Document Number | 00A1337823 |
| Instrument Date | Aug 1, 2018 |
| Instrument | A1337823 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $115.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 340 NORTHWOODS TRL DULUTH MN 558104512, DULUTH, MN 55810-4512 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,462.00 (+0.64%) Homeowner's exemption | ||
| 2025 | $3,440.00 (+3.43%) Homeowner's exemption | $292,500 (+8.33%) Land $8,900 Building $283,600 | $292,500 (+8.33%) Land $8,900 Building $283,600 |
| 2024 | $3,326.00 | $270,000 (+52.63%) Land $9,500 Building $260,500 | $270,000 (+52.63%) Land $9,500 Building $260,500 |
| 2022 | $176,900 Land $7,600 Building $169,300 | $176,900 Land $7,600 Building $169,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1988–2012) |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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