5115 Split Rail Trl, Birmingham, AL 35244 Property Records

Shelby County property record for 5115 Split Rail Trl, Birmingham, AL 35244

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,521 sqft · built 1975
Lot Size	0.591 acres (25,781 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Sep 2012)
Tax Bill	$1,482 (2026)
Deeds & Mortgages	Feb 2018 Line of Credit Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105160005008000`

Property Details

APN / Parcel Number

Primary APN	`105160005008000`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,521 sqft Heated Area
1st Floor Area	1,838 sqft
Basement Area	810 sqft
Finished Basement	976 sqft
Flooring	Ceramic Tile
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	25,781 sqft (0.591 acres)
Lot Dimensions	160 ft deep x 161 ft wide
Garage Type	Basement
Porch	Slab
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5115 SPLIT RAIL TRL
City	BIRMINGHAM
State	AL
Zip	35244-1949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 16 19S 02W NBRHD: 15 HOMESTEAD R-2
Legal Range	02W
Legal Township	19S
Legal Section	16
Legal Subdivision	HOMESTEAD 1ST SECTOR
Legal Lot Number	31
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	3
Census Block	3018
Census Tract	30305

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5115 SPLIT RAIL TRL, BIRMINGHAM, AL 35244-1949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2018	Deed of Trust, Mortgage · Line of Credit RENASANT BANK
Apr 19, 2018	Deed of Trust, Mortgage · Commercial Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2012 · Amount on Record
Deed Sale	Sep 19, 2012 · Amount on Record
Prior Sale	Apr 6, 2005 · Amount on Record
Deed Document Number	2012356490
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	5115 SPLIT RAIL TRL, BIRMINGHAM, AL 35244-1949
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049490
Date	Feb 14, 2018
Instrument	20180214000049490

Lender

Name	RENASANT BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 25, 2028

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	5115 SPLIT RAIL TRL, BIRMINGHAM, AL 35244-1949
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000132440
Date	Apr 19, 2018
Instrument	20180419000132440

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35242

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	118 Months
Due	Feb 25, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Indian Springs Village City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,482.00 (-2.56%) Homeowner's exemption
2025	$1,521.00 (+12.5%)	$34,580 (+9.22%)	$345,700 (+9.19%) Land $95,000 Building $250,700
2023	$1,352.00 Homeowner's exemption	$31,660	$316,600 Land $95,000 Building $221,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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