5110 Split Rail Trl, Birmingham, AL 35244 Property Records

Shelby County property record for 5110 Split Rail Trl, Birmingham, AL 35244

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,003 sqft · built 1974
Lot Size0.364 acres (15,871 sqft)
OwnerIndividual Name on File
Last Sale$237,000 (Nov 2016)
Tax Bill$1,296 (2026)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN105160005016000

Property Details

APN / Parcel Number

Primary APN105160005016000

Interior

Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,003 sqft Heated Area
1st Floor Area1,625 sqft
Basement Area756 sqft
Finished Basement756 sqft
FlooringSlate
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 2010
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,871 sqft (0.364 acres)
Lot Dimensions169 ft deep x 93.4 ft wide
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address5110 SPLIT RAIL TRL
CityBIRMINGHAM
StateAL
Zip35244-1948
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC/TWNSHP/RAN 16 19S 02W NBRHD: 15 HOMESTEAD R-2
Legal Range02W
Legal Township19S
Legal Section16
Legal SubdivisionHOMESTEAD 1ST SECTOR
Legal Lot Number22
JurisdictionSHELBY AL
Township / Civil DivisionALABASTER-HELENA
Census Block Group3
Census Block3018
Census Tract30305

Owner

5110 Split Rail Trl is owned and occupied by an individual who bought it in November 2016.

Source: Shelby County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address5110 SPLIT RAIL TRL, BIRMINGHAM, AL 35244-1948
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 2016 · Amount on File
Deed SaleNov 17, 2016 · Amount on File
Prior SaleSep 21, 1998 · Amount on File
Deed Document Number2016423650
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY AL
Property Address5110 SPLIT RAIL TRL, BIRMINGHAM, AL 35244-1948
Transaction TypeMortgage
Record UpdatedSep 17, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000210630
DateApr 28, 2021
Instrument20210428000210630
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term306 Months
DueOct 1, 2046

Tax Assessment & Valuation

The 2026 property tax bill for 5110 Split Rail Trl was $1,296 with a homeowner's exemption, down 3% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyShelby County
MunicipalityIndian Springs Village City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,296.00 (-2.99%) Homeowner's exemption
2025$1,336.00$30,380$303,700 Land $95,000 Building $208,700
2023$1,188.00 Homeowner's exemption$27,940$279,300 Land $95,000 Building $184,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5110 Split Rail Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5110 Split Rail Trl is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL ALABAMA WATER
serves 653,322 people · EPA ID AL0000738
Water SourceSurface water
Last State InspectionMar 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Split Rail Trl

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