5115 Silo Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 5115 Silo Rd, Saint Augustine, FL 32092

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 3.5 ba · 3,744 sqft · built 2006
Lot Size	5 acres (217,800 sqft)
Owner	Company Name on Record
Last Sale	$245,000 (May 2004)
Tax Bill	$1,909 (2025)
Deeds & Mortgages	May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`028824-0300`

Property Details

APN / Parcel Number

Primary APN	`028824-0300`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Units	2 Units
Stories	2 Stories
Building Area	3,744 sqft Living Area
Gross Area	4,524 sqft
1st Floor Area	1,604 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	1,407 sqft
Patio Area	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5115 SILO RD
City	SAINT AUGUSTINE
State	FL
Zip	32092-0656
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	OR
Legal Description	14/104-106 MILL CREEK ESTATES LOT 30 OR2189/582 &3841/1060
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MILL CREEK ESTATES
Legal Block	4
Legal Lot Number	30
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4011
Census Tract	20905

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5115 SILO RD, SAINT AUGUSTINE, FL 32092-0656
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2004 · Amount on Record
Deed Sale	May 3, 2004 · Amount on Record
Deed Document Number	200432244
Deed Book / Page	2189 / 582
Last Transfer Date	Jan 26, 2014
Transfer Doc	0038411060
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	5115 SILO RD, SAINT AUGUSTINE, FL 32092-0656
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045491848
Date	May 21, 2018
Book Page	4549/1848
Instrument	2018034875

Lender

Name	PNC BANK NA
Type	Bank
Address	PALM COAST, FL 32164

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 9, 2058

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$541,556 (+2.7%)	$1,073,586 (+0.35%) Land $300,000 Building $773,586
2025	$1,909.00 (+13.83%) Disabled Person's exemption Veteran's exemption	$527,318 (+5.99%)	$1,069,817 (+29.31%) Land $300,000 Building $769,817
2024	$1,677.00 (+1.57%)
2023	$1,651.00 (+3.12%) Disabled Person's exemption Veteran's exemption	$497,531 (+14.74%)	$827,341 (+21.08%) Land $270,000 Building $557,341
2022	$1,601.00 Disabled Person's exemption Veteran's exemption	$433,602	$683,299 Land $246,400 Building $436,899

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless, DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20