St. Johns County property record for 5100 Silo Rd, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,368 sqft · built 1999 |
| Lot Size | 6.97 acres (303,613 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,100,000 (Mar 2026) |
| Tax Bill | $7,268 (2025) |
| Deeds & Mortgages | Jul 2026 Construction Loan Jan 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028824-0340 |
| Primary APN | 028824-0340 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,368 sqft Living Area |
| Gross Area | 1,868 sqft |
| 1st Floor Area | 1,368 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 303,613 sqft (6.97 acres) |
| Garage Area | 768 sqft |
| Porch | Finished Screened Porch |
| Porch Area | 708 sqft |
| Deck Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5100 SILO RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | 14/104-106 MILL CREEK ESTATES LOT 34 OR1192/1847 & 3967/1630(Q/C) &4152/1641 &5477/332(T/R) |
| Legal Subdivision | MILL CREEK ESTATES |
| Legal Block | 4 |
| Legal Lot Number | 34 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 20905 |
5100 Silo Rd is owned and occupied by two individuals who bought it in March 2026.
Source: St. Johns County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5100 SILO RD, SAINT AUGUSTINE, FL 32092-0655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2026 | Deed of Trust, Mortgage · Construction Mortgage AMERIS BANK |
| Jan 30, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 31, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Feb 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 26, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2026 · Amount on File |
| Deed Sale | Mar 24, 2026 · Amount on File |
| Prior Sale | Feb 1, 2016 · Amount on File |
| Deed Document Number | 202624937 |
| Deed Book / Page | 6329 / 1169 |
| Prior Transfer Date | Jan 25, 2022 |
| Prior Transfer Doc | 0054770332 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 9, 2026 |
| Property Address | 5100 SILO RD, SAINT AUGUSTINE, FL 32092-0655 |
| Document Number | 0000058489 |
| Book / Page | 6398 / 1 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 202658489 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 664 CROSS RIDGE DR, PONTE VEDRA, FL 32081-8482 |
| Document Number | 0000058489, |
|---|---|
| Date | Jul 9, 2026 |
| Book Page | 6398/1 |
| Instrument | 202658489 |
| Name | AMERIS BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Aug 1, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 5100 SILO RD, SAINT AUGUSTINE, FL 32092-0655 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5100 SILO RD, SAINT AUGUSTINE, FL 32092-0655 |
| Document Number | 0057001707 |
|---|---|
| Date | Jan 30, 2023 |
| Book Page | 5700/1707 |
| Instrument | 2023007151 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Feb 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 5100 SILO RD, SAINT AUGUSTINE, FL 32092-0655 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5100 SILO RD, SAINT AUGUSTINE, FL 32092-0655 |
| Document Number | 0060441105 |
|---|---|
| Date | Oct 31, 2024 |
| Book Page | 6044/1105 |
| Instrument | 2024084997 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 24, 2026 |
| Property Address | 5100 SILO RD, SAINT AUGUSTINE, FL 32092-0655 |
| Document Number | 0063291169 |
| Book / Page | 6329 / 1169 |
| Map Reference | MB 14 PG 104-106 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 2026024937 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 164 PELICAN REEF DR, SAINT AUGUSTINE, FL 32080-5323 |
| Name | Verified Name |
|---|---|
| Address | 5100 SILO RD, SAINT AUGUSTINE, FL 32092-0655 |
| Document Number | 0063291171 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 6329/1171 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 5100 SILO RD, SAINT AUGUSTINE, FL 32092-0655 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 5100 SILO RD, SAINT AUGUSTINE, FL 32092-0655 |
| Document Number | 0054970005 |
|---|---|
| Date | Feb 18, 2022 |
| Book Page | 5497/5 |
| Instrument | 2022018493 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Mar 1, 2032 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 26, 2022 |
| Property Address | 5100 SILO RD, SAINT AUGUSTINE, FL 32092-0655 |
| Document Number | 0054770332 |
| Book / Page | 5477 / 332 |
| Map Reference | MB 14 PG 104-106 |
| Instrument Date | Jan 25, 2022 |
| Instrument | 2022008709 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 164 PELICAN REEF DR, ST AUGUSTINE, FL 32080-5323 |
The 2025 property tax bill for 5100 Silo Rd was $7,268, up 12.5% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $543,093 (+2.7%) | $610,095 (+0.98%) Land $300,000 Building $310,095 | |
| 2025 | $7,268.00 (+12.54%) Homeowner's exemption | $528,815 | $604,160 Land $300,000 Building $304,160 |
| 2024 | $6,458.00 (+1.85%) | ||
| 2023 | $6,341.00 (+2.75%) Homeowner's exemption | $498,944 (+5.23%) | $498,944 (+5.23%) Land $270,000 Building $228,944 |
| 2022 | $6,171.00 | $474,145 | $474,145 Land $246,400 Building $227,745 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5100 Silo Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 79 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5100 Silo Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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