5115 Bancroft Ave SE, Lowell, MI 49331 Property Records

Kent County property record for 5115 Bancroft Ave SE, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,900 sqft · built 1900
Lot Size	4.28 acres (186,437 sqft)
Owner	2 Individual Names on Record
Last Sale	$52,000 (Aug 2004)
Tax Bill	$3,005 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`41-20-28-300-020`

Property Details

APN / Parcel Number

Primary APN	`41-20-28-300-020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	5 Stories
Building Area	1,900 sqft Living Area
1st Floor Area	944 sqft
Basement Area	944 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	186,437 sqft (4.28 acres)
Garage Area	1,720 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5115 BANCROFT AVE SE
City	LOWELL
State	MI
Zip	49331-9534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-2
Legal Description	412028300020 PART OF SW 1/4 COM 453.0 FT N 0D 24M 31S E ALONG E SEC LINE FROM S 1/4 COR TH N 0D 24M 31S E ALONG E SEC LINE
Legal Range	09W
Legal Township	06N
Legal Section	28
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2005
Census Tract	12002

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5115 BANCROFT AVE SE, LOWELL, MI 49331-9534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2020	Deed of Trust, Mortgage · Line of Credit LAKE MI CU
Mar 22, 2018	Deed of Trust, Mortgage · Line of Credit LAKE MI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2004 · Amount on Record
Deed Sale	Aug 30, 2004 · Amount on Record
Prior Sale	Jul 28, 2004 · Amount on Record
Deed Document Number	2004118075
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	5115 BANCROFT AVE SE, LOWELL, MI 49331-9534
Document Number	0000034066
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5115 BANCROFT AVE SE LOWELL MI 493319534, LOWELL, MI 49331-9534

Mortgage

Document Number	0000034066
Date	Apr 22, 2020
Instrument	34066

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 21, 2045

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	5115 BANCROFT AVE SE, LOWELL, MI 49331-9534
Document Number	0000024687
Instrument Date	Mar 22, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5115 BANCROFT AVE SE LOWELL MI 493319534, LOWELL, MI 49331-9534

Mortgage

Document Number	0000024687
Date	Mar 29, 2018
Instrument	24687

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 28, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Lowell Charter Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,300 (+10.33%)	$356,600 (+10.33%)
2025	$3,005.00 (+20.97%) Homeowner's exemption	$161,600 (+18.65%)	$323,200 (+18.65%)
2023		$136,200	$272,400
2021	$2,484.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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