5077 Bancroft Ave SE, Lowell, MI 49331 Property Records

Kent County property record for 5077 Bancroft Ave SE, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,642 sqft · built 2004
Lot Size	11.8 acres (517,493 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,740 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-28-300-026`

Property Details

APN / Parcel Number

Primary APN	`41-20-28-300-026`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,642 sqft Living Area
1st Floor Area	1,642 sqft
Basement Area	1,642 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Lot Area	517,493 sqft (11.8 acres)
Garage Area	939 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5077 BANCROFT AVE SE
City	LOWELL
State	MI
Zip	49331-9534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-2
Legal Description	412028300026 PART OF SW 1/4 COM 807.0 FT N 89D 36M 16S W ALONG S SEC LINE FROM S 1/4 COR TH N 0D 24M 31S E 784.87 FT TH S 89D
Legal Range	09W
Legal Township	06N
Legal Section	28
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2005
Census Tract	12002

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5077 BANCROFT AVE SE, LOWELL, MI 49331-9534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Deed of Trust, Mortgage LAFCU
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 8, 2004
Transfer Doc	0000152465
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	5077 BANCROFT AVE SE, LOWELL, MI 49331-9534
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5077 BANCROFT AVE SE, LOWELL, MI 49331-9534

Mortgage

Document Number	0000045856
Date	Aug 15, 2023
Instrument	20230815-0045856

Lender

Name	LAFCU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 15, 2038

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	5077 BANCROFT AVE SE, LOWELL, MI 49331-9534
Transaction Type	Mortgage
Record Updated	Oct 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5077 BANCROFT AVE SE, LOWELL, MI 49331-9534

Mortgage

Document Number	0000102018
Date	Sep 16, 2021
Instrument	20210916-0102018

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	5077 BANCROFT AVE SE, LOWELL, MI 49331-9534
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BELL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038407
Date	Jun 4, 2019
Instrument	20190604-0038407

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2034

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	5077 BANCROFT AVE SE, LOWELL, MI 49331-9534
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000110051
Date	Nov 18, 2020
Instrument	20201118-0110051

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Lowell Charter Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,400 (+11.83%)	$604,800 (+11.83%)
2025	$4,740.00 (+20.98%) Homeowner's exemption	$270,400 (+16.55%)	$540,800 (+16.55%)
2023		$232,000	$464,000
2021	$3,918.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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