St. Joseph County property record for 51140 Outer Dr, South Bend, IN 46628
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,496 sqft · built 1988 |
| Lot Size | 0.427 acres (18,601 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $299,300 (Jun 2018) |
| Tax Bill | $3,291 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-03-15-204-004.000-008 |
| Primary APN | 71-03-15-204-004.000-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,496 sqft Living Area |
| Gross Area | 4,352 sqft |
| 1st Floor Area | 3,728 sqft |
| Basement Area | 1,232 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 18,601 sqft (0.427 acres) |
| Lot Dimensions | 209 ft deep x 89 ft wide |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 1,251 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 828 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 51140 OUTER DR |
|---|---|
| City | SOUTH BEND |
| State | IN |
| Zip | 46628-9615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PIONEER HEIGHTS SEC 3 PT 2 LOT 121 |
| Legal Subdivision | PIONEER HEIGHTS |
| Legal Lot Number | 121 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | GERMAN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 11002 |
Source: St. Joseph County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 51140 OUTER DR, SOUTH BEND, IN 46628-9615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Jun 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 1, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2018 · Amount on Record |
| Deed Sale | Jun 1, 2018 · Amount on Record |
| Deed Document Number | 201813088 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 51140 OUTER DR, SOUTH BEND, IN 46628-9615 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001925928 |
|---|---|
| Date | Oct 8, 2019 |
| Instrument | 1925928 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 51140 OUTER DR, SOUTH BEND, IN 46628-9615 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Title Company | METROPLITAN TITLE, METROPOLITAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002015694 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 2015694 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 51140 OUTER DR, SOUTH BEND, IN 46628-9615 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | METROPOLITAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 2015694 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 2015694 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Jun 1, 2018 |
| Property Address | 51140 OUTER DR, SOUTH BEND, IN 46628-9615 |
| Document Number | 0001813088 |
| Map Reference | IN 8800525 |
| Instrument Date | May 25, 2018 |
| Instrument | 1813088 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 51140 OUTER DR, SOUTH BEND, IN 46628-9615 |
| Document Number | 0001813089 |
|---|---|
| Date | Jun 1, 2018 |
| Instrument | 1813089 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: St. Joseph County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | German Township |
| Unified School District | South Bend Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,291.00 (+11.14%) | $323,600 (+15.65%) Land $48,500 Building $275,100 | $323,600 (+15.65%) Land $48,500 Building $275,100 |
| 2024 | $2,961.00 (-8.98%) | ||
| 2023 | $3,253.00 (-8.13%) | $279,800 (-0.92%) Land $48,500 Building $231,300 | $279,800 (-0.92%) Land $48,500 Building $231,300 |
| 2022 | $3,541.00 Homeowner's exemption | $282,400 Land $48,500 Building $233,900 | $282,400 Land $48,500 Building $233,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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