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51087 Outer Dr, South Bend, IN 46628 Property Records

St. Joseph County property record for 51087 Outer Dr, South Bend, IN 46628

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,989 sqft · built 1994
Lot Size0.565 acres (24,642 sqft)
OwnerIndividual Name on File
Tax Bill$1,304 (2024)
Deeds & MortgagesSep 2025 Transfer
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN71-03-15-201-003.000-008

Property Details

APN / Parcel Number

Primary APN71-03-15-201-003.000-008
Alternative APN
  • 0041007009144

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,989 sqft Living Area
Basement Area1,989 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area24,642 sqft (0.565 acres)
Lot Dimensions222 ft deep x 111 ft wide
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0041007009144
Street Address51087 OUTER DR
CitySOUTH BEND
StateIN
Zip46628-9339
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPIONEER HEIGHTS SEC 3 PT 2 LOT 125
Legal Section03
Legal SubdivisionPIONEER HEIGHTS
Legal Lot Number125
JurisdictionST JOSEPH IN
Township / Civil DivisionGERMAN
Census Block Group1
Census Block1002
Census Tract11002

Owner

51087 Outer Dr is owned and occupied by an individual who acquired it in November 2016.

Source: St. Joseph County records, as of March 6, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address51087 OUTER DR, SOUTH BEND, IN 46628-9339
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2025Transfer on Death Deed, Transfer
Sep 20, 2021Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 4, 2016
Transfer Doc1629944
Record UpdatedJun 8, 2026

September 2025: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionST JOSEPH IN
Recording DateSep 17, 2025
Property Address51087 OUTER DR, SOUTH BEND, IN 46628-9339
Document Number0002523535
Instrument DateSep 10, 2025
Instrument2523535
Transaction TypeTransfer
Record UpdatedOct 15, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address51087 OUTER DR, SOUTH BEND, IN 46628-9339

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH IN
Property Address51087 OUTER DR, SOUTH BEND, IN 46628-9339
Transaction TypeMortgage
Record UpdatedOct 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2132891
DateSep 20, 2021
Instrument2132891
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountySt. Joseph County
County SubdivisionGerman Township
Unified School DistrictSouth Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$272,700 (+11.81%) Land $30,600 Building $242,100$272,700 (+11.81%) Land $30,600 Building $242,100
2024$1,304.00 (-17.26%)$243,900 (-5.02%) Land $50,100 Building $193,800$243,900 (-5.02%) Land $50,100 Building $193,800
2023$1,576.00 (-33.86%)$256,800 (-) Land $61,100 Building $195,700$256,800 (-) Land $61,100 Building $195,700
2022$2,383.00$256,800 Land $61,100 Building $195,700$256,800 Land $61,100 Building $195,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 51087 Outer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 51087 Outer Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH BEND WATER WORKS
serves 115,000 people · EPA ID IN5271014
Water SourceGroundwater
Last State InspectionMar 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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