5114 Clay Whaley Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5114 Clay Whaley Rd, Saint Cloud, FL 34772

Property Summary

Property TypeVacant Land
Lot Size0.06 acres (2,613 sqft)
OwnerIndividual Name on Record
Last Sale$327,800 (Jun 2026)
Tax Bill$175 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
APN17-26-30-0134-0001-0230

Property Details

APN / Parcel Number

Primary APN17-26-30-0134-0001-0230
Alternative APN
  • 263017013400010230

Exterior

Lot Area2,613 sqft (0.06 acres)

Location & Zoning

Street Address5114 CLAY WHALEY RD
CitySAINT CLOUD
StateFL
Zip34772-7240
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionEDGEWATER CROSS PRAIRIE PH 1 PB 36 PGS 115-123 LOT 23
Legal SubdivisionEDGEWATER CROSS PRAIRIE PHASE 1
Legal Lot Number23
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group1
Census Block1036
Census Tract43209

Owner

Source: Osceola County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5114 CLAY WHALEY RD, SAINT CLOUD, FL 34772-7240
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 25, 2026 · Amount on Record
Deed SaleJun 25, 2026 · Amount on Record
Prior SaleMar 24, 2026 · Amount on Record
Deed Document Number202683561
Deed Book / Page6993 / 2197
Record UpdatedSep 20, 2026

June 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 25, 2026
Property Address5114 CLAY WHALEY RD, SAINT CLOUD, FL 34772-7240
Document Number0000083561
Book / Page6993 / 2197
Instrument DateJun 22, 2026
Instrument202683561
Transaction TypeTransfer
Record UpdatedJul 7, 2026
Title CompanyLENNAR TITLE INC, LENNAR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$231,754.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5114 CLAY WHALEY RD, SAINT CLOUD, FL 34772-7240

Mortgage

Document Number0000083562,
DateJun 25, 2026
Book Page6993/2201
Instrument202683562
Lender
NameLENNAR MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Rate3.99%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$175.00$9,800 Land $9,800$9,800 Land $9,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance CostPremium on Record
median of 136 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies136 in force
Nearby Flood Claims4 (2011–2022)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Clay Whaley Rd

Nearby Streets

Search Property Records by Address or Parcel Number