5102 Clay Whaley Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5102 Clay Whaley Rd, Saint Cloud, FL 34772

Property Summary

Property Type	Vacant Land
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$324,200 (Jul 2026)
Tax Bill	$175 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
APN	`17-26-30-0134-0001-0210`

Property Details

APN / Parcel Number

Primary APN	`17-26-30-0134-0001-0210`
Alternative APN	`263017013400010210`

Exterior

Lot Area	3,049 sqft (0.07 acres)

Location & Zoning

Street Address	5102 CLAY WHALEY RD
City	SAINT CLOUD
State	FL
Zip	34772-7240
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	EDGEWATER CROSS PRAIRIE PH 1 PB 36 PGS 115-123 LOT 21
Legal Subdivision	EDGEWATER CROSS PRAIRIE PHASE 1
Legal Lot Number	21
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1036
Census Tract	43209

Owner

Source: Osceola County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5102 CLAY WHALEY RD, SAINT CLOUD, FL 34772-7240
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2026 · Amount on Record
Deed Sale	Jul 7, 2026 · Amount on Record
Prior Sale	Jul 22, 2025 · Amount on Record
Deed Document Number	202688547
Deed Book / Page	6999 / 2273
Record Updated	Sep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 7, 2026
Property Address	5102 CLAY WHALEY RD, SAINT CLOUD, FL 34772-7240
Document Number	0000088547
Book / Page	6999 / 2273
Instrument Date	Jul 2, 2026
Instrument	202688547
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	LENNAR TITLE INC, LENNAR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229,209.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5102 CLAY WHALEY RD, SAINT CLOUD, FL 34772-7240

Mortgage

Document Number	0000088548,
Date	Jul 7, 2026
Instrument	202688548

Lender

Name	LENNAR MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$175.00	$9,800 Land $9,800	$9,800 Land $9,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2011–2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.