5113 William St, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 5113 William St, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,946 sqft · built 1850
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$382,000 (May 2022)
Tax Bill	$6,567 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`145289 115.20-4-47.12`

Property Details

APN / Parcel Number

Primary APN	`145289 115.20-4-47.12`
Alternative APN	`1452891152000004047100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,946 sqft Living Area
1st Floor Area	1,473 sqft
2nd Floor Area	1,473 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	243 ft deep x 75 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5113 WILLIAM ST
City	LANCASTER
State	NY
Zip	14086-9483
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	4
Legal Lot Number	47.120
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3000
Census Tract	14206

Owner

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5113 WILLIAM ST, LANCASTER, NY 14086-9483
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Apr 7, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
May 19, 2022	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Aug 8, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2022 · Amount on Record
Deed Sale	May 19, 2022 · Amount on Record
Prior Sale	Aug 8, 2019 · Amount on Record
Deed Document Number	20222022098416
Deed Book / Page	11401 / 9074
Prior Transfer Date	Dec 31, 2008
Prior Transfer Doc	0111541621
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	5113 WILLIAM ST, LANCASTER, NY 14086-9483
Transaction Type	Mortgage
Record Updated	Apr 2, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5113 WILLIAM ST, LANCASTER, NY 14086-9483

Mortgage

Document Number	0139880850
Date	Apr 1, 2021
Book Page	13988/850
Instrument	2021062293

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	5113 WILLIAM ST, LANCASTER, NY 14086-9483
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5113 WILLIAM ST, LANCASTER, NY 14086-9483

Mortgage

Document Number	0113779037
Date	Apr 7, 2021
Book Page	11377/9037
Instrument	2021065975

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	May 19, 2022
Property Address	5113 WILLIAM ST, LANCASTER, NY 14086-9483
Document Number	0114019074
Book / Page	11401 / 9074
Instrument Date	May 9, 2022
Instrument	2022098416
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,528.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5113 WILLIAM ST, LANCASTER, NY 14086-9483

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 PASADENA PL, WILLIAMSVILLE, NY 14221-6726

Mortgage

Document Number	0014053760
Date	May 19, 2022
Instrument	14053/760

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ERIE NY
Recording Date	Aug 8, 2019
Property Address	5113 WILLIAM ST, LANCASTER, NY 14086-9483
Document Number	0113480642
Book / Page	11348 / 0642
Instrument Date	Jul 7, 2019
Instrument	2019168217
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount Recorded
Tax	$2,385.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	330 WINSPEAR RD, 330, ELMA, NY 14059-9660

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 IROQUOIS AVE, LANCASTER, NY 14086-1706

Tax Assessment & Valuation

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,567.00 (+109.14%)
2025	$3,140.00 (-52.37%)	$225,000 (-) Land $34,000 Building $191,000	$351,563 (+12.5%) Land $53,125 Building $298,438
2024	$6,593.00	$225,000 (-18.42%) Land $34,000 Building $191,000	$312,500 (-15.02%) Land $47,222 Building $265,278
2023		$275,800 Land $34,000 Building $241,800	$367,733 Land $45,333 Building $322,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1983–1989)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA LANCASTER serves 29,018 people · EPA ID NY1400421
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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