5113 J I Bruce Dr, Temple, TX 76502 Property Records

Bell County property record for 5113 J I Bruce Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,509 sqft · built 1997
Lot Size	0.133 acres (5,800 sqft)
Owner	Individual Name on File
Tax Bill	$3,074 (2023)
Deeds & Mortgages	Apr 2020 Mortgage Feb 2020 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`0129430045`

Property Details

APN / Parcel Number

Primary APN	`0129430045`
Alternative APNs	`171505` `874027`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,509 sqft Living Area
1st Floor Area	1,509 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1997
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,800 sqft (0.133 acres)
Lot Dimensions	100 ft deep x 58 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Patio Area	240 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	874027
Street Address	5113 J I BRUCE DR
City	TEMPLE
State	TX
Zip	76502-7377
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE COMMONS OF WATERFORD PARK, BLOCK 001, LOT 0016
Legal Subdivision	THE COMMONS OF WATERFORD PARK
Legal Block	1
Legal Lot Number	16
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2005
Census Tract	21301

Owner

5113 J I Bruce Dr is owned and occupied by an individual who acquired it in April 2020.

Source: Bell County records, as of April 1, 2024

Owner of Record	Individual Name on File
Mailing Address	5113 J I BRUCE DR, TEMPLE, TX 76502-7377
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2020	Warranty Deed, Transfer AMERICA'S CHOICE HM LNS LP
Feb 19, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2020
Deed Sale	Apr 14, 2020
Prior Sale	Jul 29, 1997
Deed Document Number	2020-00017712
Record Updated	Jun 7, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Apr 14, 2020
Property Address	5113 J I BRUCE DR, TEMPLE, TX 76502-7377
Document Number	0000017712
Instrument Date	Apr 6, 2020
Instrument	17712
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	FIRST CMNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5113 J I BRUCE DR TEMPLE TX 765027377, TEMPLE, TX 76502-7377

Mortgage

Document Number	17713
Date	Apr 14, 2020
Instrument	17713

Lender

Name	AMERICA'S CHOICE HM LNS LP
Type	Funding / Finance Company
Address	HOUSTON, TX 77024

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 13, 2050

February 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	BELL TX
Recording Date	Feb 19, 2020
Property Address	5113 J I BRUCE DR, TEMPLE, TX 76502-7377
Document Number	0000008187
Instrument Date	Feb 4, 2020
Instrument	8187
Transaction Type	Foreclosure
Record Updated	Mar 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1506 PASEO DEL PLATA #200 TEMPLE TX 765023490, 200, TEMPLE, TX 76502-3490
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,074.00 (-17.39%) Homeowner's exemption Senior Citizen's exemption	$262,366 Land $32,000 Building $230,366	$262,366 Land $32,000 Building $230,366
2022	$3,721.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5113 J I Bruce Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5113 J I Bruce Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: SOS Communications, T-Mobile, Verizon.

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