Bell County property record for 5109 J I Bruce Dr, Temple, TX 76502
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,479 sqft · built 1998 |
| Lot Size | 0.133 acres (5,798 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,755 (2023) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0129430042 |
| Primary APN | 0129430042 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,479 sqft Living Area |
| 1st Floor Area | 1,479 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,798 sqft (0.133 acres) |
| Lot Dimensions | 100 ft deep x 58 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Patio Area | 117 sqft |
| Heating System | Central |
|---|
| Account Number | 867619 |
|---|---|
| Street Address | 5109 J I BRUCE DR |
| City | TEMPLE |
| State | TX |
| Zip | 76502-7377 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE COMMONS OF WATERFORD PARK, BLOCK 001, LOT 0015 |
| Legal Subdivision | THE COMMONS OF WATERFORD PARK |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 21301 |
5109 J I Bruce Dr is owned by an individual who acquired it in November 2019.
Source: Bell County records, as of April 1, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2825 BOWIE TRL, TEMPLE, TX 76502-3822 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2019 |
| Deed Sale | Nov 8, 2019 |
| Prior Sale | Apr 2, 2013 |
| Deed Document Number | 201900051617 |
| Deed Book / Page | 011075 / 000416 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Nov 8, 2019 |
| Property Address | 5109 J I BRUCE DR, TEMPLE, TX 76502-7377 |
| Document Number | 0000051617 |
| Book / Page | 011075 / 000416 |
| Instrument Date | Nov 8, 2019 |
| Instrument | 51617 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2019 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12012 LAGO TERRA BLVD BELTON TX 765137546, BELTON, TX 76513-7546 |
| Document Number | 51618 |
|---|---|
| Date | Nov 8, 2019 |
| Book Page | 011075/000422 |
| Instrument | 51618 |
| Name | CAPITAL CONCEPTS |
|---|---|
| Type | Funding / Finance Company |
| Address | HOUSTON, TX 77042 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 7, 2049 |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Temple Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,755.00 (+4.26%) | $251,020 Land $32,000 Building $219,020 | $251,020 Land $32,000 Building $219,020 |
| 2022 | $5,520.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5109 J I Bruce Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5109 J I Bruce Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
May also be available: SOS Communications, T-Mobile, Verizon.
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