St. Louis County property record for 5112 Otsego St, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 823 sqft · built 1939 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Jul 2011) |
| Tax Bill | $2,584 (2026) |
| Deeds & Mortgages | Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3080-01910 |
| Primary APN | 010-3080-01910 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 823 sqft Gross Area |
| 1st Floor Area | 823 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 7,000 sqft (0.16 acres) |
| Garage Area | 200 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 42 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 919079 |
|---|---|
| Street Address | 5112 OTSEGO ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-1652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INC LOT 180 BLK 16 CROSLEY PARK ADDITION SERIAL # |
| Legal Subdivision | ALTERED LONDON PARK ADD TO DUL |
| Legal Block | 7 |
| Legal Lot Number | 1 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 200 |
5112 Otsego St is owned and occupied by an individual who bought it in July 2011.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5112 OTSEGO ST, DULUTH, MN 55804-1652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 5, 2011 · Amount on File |
| Deed Sale | Jul 5, 2011 · Amount on File |
| Prior Sale | Jul 5, 2011 · Amount on File |
| Deed Document Number | 201164296 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5112 OTSEGO ST, DULUTH, MN 55804-1652 |
| Document Number | 00A1317270 |
| Instrument Date | Aug 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2017 |
| Title Company | ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5112 OTSEGO ST DULUTH MN 558041652, DULUTH, MN 55804-1652 |
| Document Number | 00A1317270 |
|---|---|
| Date | Sep 12, 2017 |
| Instrument | A1317270 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 11, 2037 |
The 2026 property tax bill for 5112 Otsego St was $2,584 with a homeowner's exemption, up 7.1% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,584.00 (+7.13%) Homeowner's exemption | ||
| 2025 | $2,412.00 (+3.34%) Homeowner's exemption | $212,300 (+6.04%) Land $47,800 Building $164,500 | $212,300 (+6.04%) Land $47,800 Building $164,500 |
| 2024 | $2,334.00 | $200,200 Land $46,100 Building $154,100 | $200,200 Land $46,100 Building $154,100 |
| 2022 | $167,800 Land $35,500 Building $132,300 | $167,800 Land $35,500 Building $132,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5112 Otsego St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5112 Otsego St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures