St. Louis County property record for 5025 Otsego St, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 792 sqft · built 1952 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,300 (Sep 2003) |
| Tax Bill | $2,884 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0790-01880 |
| Primary APN | 010-0790-01880 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 792 sqft Gross Area |
| 1st Floor Area | 792 sqft |
| Basement Area | 198 sqft |
| Finished Basement | 198 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 7,000 sqft (0.16 acres) |
| Garage Area | 484 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 20 sqft |
| Storage Building | 136 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 745413 |
|---|---|
| Street Address | 5025 OTSEGO ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-1651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 188 AND 189 SERIAL # |
| Legal Subdivision | CROSLEY PARK ADDITION TO DULUTH |
| Legal Block | 18 |
| Legal Lot Number | 188-189 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 200 |
5025 Otsego St is owned and occupied by an individual who bought it in September 2003.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5025 OTSEGO ST, DULUTH, MN 55804-1651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2003 · Amount on File |
| Deed Sale | Sep 10, 2003 · Amount on File |
| Deed Document Number | 2003913165 |
| Prior Transfer Date | Jun 26, 2003 |
| Prior Transfer Doc | 0000913164 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 5025 Otsego St was $2,884 with a homeowner's exemption, up 7.3% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,884.00 (+7.29%) Homeowner's exemption | ||
| 2025 | $2,688.00 (+3.94%) Homeowner's exemption | $232,500 (+6.16%) Land $47,800 Building $184,700 | $232,500 (+6.16%) Land $47,800 Building $184,700 |
| 2024 | $2,586.00 | $219,000 Land $46,200 Building $172,800 | $219,000 Land $46,200 Building $172,800 |
| 2022 | $183,100 Land $35,500 Building $147,600 | $183,100 Land $35,500 Building $147,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5025 Otsego St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5025 Otsego St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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