Bay County property record for 5111 E 14th St, Panama City, FL 32404
| Property Type | Residential Vacant Land |
|---|---|
| Details | 2 bd · 1 ba · 768 sqft · built 1948 |
| Lot Size | 0.241 acres (10,497 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (Sep 2024) |
| Tax Bill | $511 (2025) |
| Deeds & Mortgages | Jul 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 14942-000-000 |
| Primary APN | 14942-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,497 sqft (0.241 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Porch | Open Porch |
| Porch Area | 98 sqft |
| Deck Area | Deck Area |
| Cooling System | Window A/C |
|---|---|
| Heating System | Convection |
| Street Address | 5111 E 14TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-9477 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | 1-4S-14W-29-118A1 BEG SE COR OF NW1/4 OF NW1/4 OF NE1/4 TH N 140 W 75 S 140 E 75 TO POB ORB 4843 P 1556 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 01 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 1100 |
5111 E 14th St, residential vacant land, is owned by an individual who bought it in September 2024.
Source: Bay County records, as of January 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 623 BEACHCOMBER DR, LYNN HAVEN, FL 32444-3411 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2024 · Amount on File |
| Deed Sale | Sep 23, 2024 · Amount on File |
| Deed Document Number | 202456326 |
| Deed Book / Page | 4843 / 1556 |
| Prior Transfer Date | Jul 17, 2019 |
| Prior Transfer Doc | 0041451843 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jul 18, 2019 |
| Property Address | 5111 E 14TH ST, PANAMA CITY, FL 32404-9477 |
| Document Number | 0041451843 |
| Book / Page | 004145 / 001843 |
| Instrument Date | Jul 17, 2019 |
| Instrument | 64968 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3511 BROOKE LN PANAMA CITY FL 324045723, PANAMA CITY, FL 32404-5723 |
The 2025 property tax bill for 5111 E 14th St was $511, up 60.7% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $511.00 (+60.69%) | $41,334 (+46.5%) Land $29,032 Building $12,302 | $41,334 (+46.5%) Land $29,032 Building $12,302 |
| 2024 | $318.00 (+16.48%) | $28,215 (+18.67%) Land $26,313 Building $1,902 | $28,215 (+18.67%) Land $26,313 Building $1,902 |
| 2023 | $273.00 (+25.81%) | $23,777 (+23.71%) Land $23,520 Building $257 | $23,777 (+23.71%) Land $23,520 Building $257 |
| 2022 | $217.00 | $19,220 Land $18,963 Building $257 | $19,220 Land $18,963 Building $257 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5111 E 14th St in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 18 (1998–2021) |
| Claims Outside the SFHA | 10 of 18 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5111 E 14th St is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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