Bay County property record for 5028 E 14th St, Panama City, FL 32404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,540 sqft · built 1964 |
| Lot Size | 1.08 acres (47,219 sqft) |
| Owner | Company Name on File |
| Last Sale | $190,100 (Jul 2026) |
| Tax Bill | $3,097 (2025) |
| Deeds & Mortgages | Jul 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 14961-010-000 |
| Primary APN | 14961-010-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,540 sqft Living Area |
| 1st Floor Area | 1,540 sqft |
| Flooring | Cork |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 47,219 sqft (1.08 acres) |
| Lot Dimensions | 110 ft deep x 100 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | 256 sqft |
| Patio Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5028 E 14TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-9434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 4S 14W -45.1- COM NE COR SW1/4 OF NW1/4 OF NE1/4 TH S 40 TO SLY R/W OF 14TH ST TH W 130 FOR POB TH S 290.48 W 190.58 N 290.21 E 190.25 TO POB ORB 1197 P 900 ORB 2005 P 203 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 01 |
| Legal Subdivision | HURST REPLAT |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 1100 |
5028 E 14th St is owned by a company that bought it in July 2026.
Source: Bay County records, as of August 4, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5028 E 14TH ST, PANAMA CITY, FL 32404-9434 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2026 · Amount on File |
| Deed Sale | Jul 9, 2026 · Amount on File |
| Prior Sale | Oct 15, 2003 · Amount on File |
| Deed Document Number | 202641496 |
| Deed Book / Page | 5054 / 666 |
| Prior Transfer Date | Dec 11, 1998 |
| Prior Transfer Doc | 0000007276 |
| Record Updated | Oct 29, 2026 |
| Document Type | Certificate of Transfer |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jul 9, 2026 |
| Property Address | 5028 E 14TH ST, PANAMA CITY, FL 32404-9434 |
| Document Number | 0000041496 |
| Book / Page | 5054 / 666 |
| Instrument Date | Jul 8, 2026 |
| Instrument | 202641496 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Tax | $134,400.70 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 5028 E 14th St was $3,097.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,097.00 | $181,648 Land $93,694 Building $87,954 | $181,648 Land $93,694 Building $87,954 |
| 2023 | $536.00 (-3.6%) Homeowner's exemption Senior Citizen's exemption Widower's exemption Additional exemption filed | $85,174 (+3%) | $155,461 (+16.43%) Land $75,904 Building $79,557 |
| 2022 | $556.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption Additional exemption filed | $82,693 | $133,526 Land $61,197 Building $72,329 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5028 E 14th St in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 18 (1998–2021) |
| Claims Outside the SFHA | 10 of 18 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5028 E 14th St is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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