Douglas County property record for 511 White Cloud Dr, Highlands Ranch, CO 80126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,650 sqft · built 1988 |
| Lot Size | 0.121 acres (5,271 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $558,000 (Jul 2022) |
| Tax Bill | $3,506 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 2229-03-1-13-028 |
| Primary APN | 2229-03-1-13-028 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,650 sqft Living Area |
| Gross Area | 1,760 sqft |
| 1st Floor Area | 1,376 sqft |
| Basement Area | 384 sqft |
| Finished Basement | 274 sqft |
| Unfinished Basement | 110 sqft |
| Flooring | Covered |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,271 sqft (0.121 acres) |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 121 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R0328952 |
|---|---|
| Street Address | 511 WHITE CLOUD DR |
| City | HIGHLANDS RANCH |
| State | CO |
| Zip | 80126-2401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDU |
| Legal Description | LOT 11 BLK 1 HIGHLANDS RANCH #23 .121 AM/L |
| Legal Range | 68W |
| Legal Township | 06S |
| Legal Section | 03 |
| Legal Quarter | NE |
| Legal Subdivision | HIGHLANDS RANCH |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | DOUGLAS CO |
| Township / Civil Division | SEDALIA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 14107 |
Source: Douglas County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 511 WHITE CLOUD DR, HIGHLANDS RANCH, CO 80126-2401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Oct 31, 2017 | Deed of Trust, Mortgage · Line of Credit CMG MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2022 · Amount on Record |
| Deed Sale | Jul 27, 2022 · Amount on Record |
| Prior Sale | Jun 22, 2015 · Amount on Record |
| Deed Document Number | 202251574 |
| Prior Transfer Date | Apr 28, 1998 |
| Prior Transfer Doc | 0000035852 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS CO |
| Recording Date | Jul 27, 2022 |
| Property Address | 511 WHITE CLOUD DR, HIGHLANDS RANCH, CO 80126-2401 |
| Document Number | 0000051574 |
| Instrument Date | Jul 25, 2022 |
| Instrument | 2022051574 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2026 |
| Title Company | HOMESTEAD TITLE AND ESCROW, HOMESTEAD TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $55.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 511 WHITE CLOUD DR, HIGHLANDS RANCH, CO 80126-2401 |
| Document Number | 0000051575 |
|---|---|
| Date | Jul 27, 2022 |
| Instrument | 2022051575 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS CO |
| Property Address | 511 WHITE CLOUD DR, HIGHLANDS RANCH, CO 80126-2401 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000074153 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 2017074153 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Douglas County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Douglas County |
| Unified School District | Douglas County School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,460 (-) Land $9,480 Building $26,980 | $536,200 (-) Land $139,421 Building $396,779 | |
| 2025 | $3,506.00 (+8.81%) | $36,460 (-3.75%) Land $9,480 Building $26,980 | $536,200 (-5.15%) Land $139,421 Building $396,779 |
| 2024 | $3,222.00 (+0.19%) | ||
| 2023 | $3,216.00 | $37,880 Land $10,340 Building $27,540 | $565,341 Land $154,323 Building $411,018 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLANDS RANCH WSD serves 103,444 people · EPA ID CO0118015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BAM Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: CenturyLink, Verizon.
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