511 Wadsworth St, Monroe, MI 48161 Property Records

Monroe County property record for 511 Wadsworth St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,702 sqft · built 1903
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Jul 2026)
Tax Bill	$3,886 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`55-39-00126-000`

Property Details

APN / Parcel Number

Primary APN	`55-39-00126-000`
Alternative APN	`55 390 012 60`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,702 sqft Living Area
1st Floor Area	1,154 sqft
Basement Area	592 sqft
Unfinished Basement	592 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	90 ft deep x 66.4 ft wide
Terrain	Rolling
Garage Area	440 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	511 WADSWORTH ST
City	MONROE
State	MI
Zip	48161-1347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	HASKELL PLAT NO. 2 SOUTH 66.4 FT OF LOTS 23 AND 24
Legal Subdivision	HASKELL 2
Legal Lot Number	23-24
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1003
Census Tract	832000

Owner

511 Wadsworth St is owned by an individual who bought it in July 2026.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	26892 W HURON RIVER DR, FLAT ROCK, MI 48134-1137
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN STATE HSNG DEV AUTH
Aug 7, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE 1 INCORPORATED
Jul 31, 2026	Warranty Deed, Transfer TITLE AGENCY, TRU TITLE AGENCY LLC
Jan 11, 2024	Warranty Deed, Construction Loan · Construction Mortgage COMMERCIAL LENDER LLC
Feb 24, 2023	Fiduciary Deed, Transfer FIRST AMERICAN TITLE
Jun 3, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2026 · Amount on File
Deed Sale	Jul 31, 2026 · Amount on File
Prior Sale	Jan 11, 2024 · Amount on File
Deed Document Number	202613395
Prior Transfer Date	May 30, 2019
Prior Transfer Doc	0000009181
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	Aug 7, 2026
Property Address	511 WADSWORTH ST, MONROE, MI 48161-1347
Document Number	0000013824
Instrument Date	Jul 29, 2026
Instrument	202613824
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26892 W HURON RIVER DR, FLAT ROCK, MI 48134-1137

Mortgage

Document Number	0000013824,
Date	Aug 7, 2026
Instrument	202613824

Lender

Name	MICHIGAN STATE HSNG DEV AUTH

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.43%
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	Aug 7, 2026
Property Address	511 WADSWORTH ST, MONROE, MI 48161-1347
Document Number	0000013823
Instrument Date	Jul 29, 2026
Instrument	202613823
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26892 W HURON RIVER DR, FLAT ROCK, MI 48134-1137

Mortgage

Document Number	0000013823,
Date	Aug 7, 2026
Instrument	202613823

Lender

Name	MORTGAGE 1 INCORPORATED

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.43%
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 31, 2026
Property Address	511 WADSWORTH ST, MONROE, MI 48161-1347
Document Number	0000013395
Instrument Date	Jul 29, 2026
Instrument	202613395
Transaction Type	Transfer
Record Updated	Aug 7, 2026
Title Company	TITLE AGENCY, TRU TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$155,287.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26892 W HURON RIVER DR, FLAT ROCK, MI 48134-1137

January 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jan 11, 2024
Property Address	511 WADSWORTH ST, MONROE, MI 48161-1347
Document Number	0000000437
Map Reference	LB 1 PG 6
Instrument Date	Jan 4, 2024
Instrument	2024R00437
Transaction Type	Construction Loan
Record Updated	Jan 23, 2024
Title Company	NOT AVAILABLE, TWENTY TWO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1603 AGATE CT, LOVELAND, CO 80538-3706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6796 NORWOOD AVE, ALLEN PARK, MI 48101-2413

Mortgage

Document Number	0000000438
Date	Jan 11, 2024
Instrument	2024R00438

Lender

Name	COMMERCIAL LENDER LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record

February 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	MONROE MI
Recording Date	Feb 24, 2023
Property Address	511 WADSWORTH ST, MONROE, MI 48161-1347
Document Number	0000002529
Map Reference	LB 1 PG 6
Instrument Date	Jan 31, 2023
Instrument	2023R02529
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$405.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	363 W BIG BEAVER RD # RD410, RD410, TROY, MI 48084-5220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1603 AGATE CT, LOVELAND, CO 80538-3706
Investor	Possibly a Property Investor

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Jun 3, 2019
Property Address	511 WADSWORTH ST, MONROE, MI 48161-1347
Document Number	0000009181
Instrument Date	May 30, 2019
Instrument	9181
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	511 WADSWORTH ST MONROE MI 481611347, MONROE, MI 48161-1347

Tax Assessment & Valuation

The 2025 property tax bill for 511 Wadsworth St was $3,886.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,900 (-6.11%) Land $56,900	$113,800 (-6.11%) Land $113,800
2025	$3,886.00	$60,600 Land $60,600	$121,200 Land $121,200
2023	$1,526.00	$55,600	$111,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 511 Wadsworth St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	6 (1982–2023)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Aug 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 511 Wadsworth St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, T-Mobile, Verizon.

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