412 Wadsworth St, Monroe, MI 48161 Property Records

Monroe County property record for 412 Wadsworth St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,477 sqft · built 1913
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Oct 2020)
Tax Bill	$2,509 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-39-00109-000`

Property Details

APN / Parcel Number

Primary APN	`55-39-00109-000`
Alternative APN	`55 390 010 90`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,477 sqft Living Area
1st Floor Area	720 sqft
Basement Area	742 sqft
Unfinished Basement	742 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	55 ft deep x 28 ft wide
Terrain	Rolling
Garage Area	215 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	176 sqft
Deck Area	215 sqft
Patio Area	215 sqft
Balcony Area	15 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	412 WADSWORTH ST
City	MONROE
State	MI
Zip	48161-2024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	HASKELL PLAT NO. 2 S 50 FT OF LOT 6 AND PARCEL IN SE COR LOT 5 COMM AT SE COR LOT 5; TH N 28 FT; TH W 5.33 FT; TH S 28 FT; TH
Legal Subdivision	HASKELL 2
Legal Lot Number	5-6
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1000
Census Tract	832000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old Village Historic District listed 1982 · 545 contributing resources · NRIS 82002854

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

412 Wadsworth St is owned and occupied by an individual who bought it in October 2020.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	412 WADSWORTH ST, MONROE, MI 48161-2024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Warranty Deed, Transfer · FHA Mortgage NATIONS LNDG
Jul 18, 2017	Warranty Deed, Transfer · FHA Mortgage ACCEPTANCE CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2020 · Amount on File
Deed Sale	Oct 2, 2020 · Amount on File
Prior Sale	Oct 2, 2020 · Amount on File
Deed Document Number	202020575
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Oct 2, 2020
Property Address	412 WADSWORTH ST, MONROE, MI 48161-2024
Document Number	0000020575
Instrument Date	Sep 25, 2020
Instrument	20575
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,075.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	458 N MONROE ST MONROE MI 481622624, MONROE, MI 48162-2624

Mortgage

Document Number	20576
Date	Oct 2, 2020
Instrument	20576

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 18, 2017
Property Address	412 WADSWORTH ST, MONROE, MI 48161-2024
Document Number	2017R14772
Map Reference	LB 1 PG 6
Instrument Date	Jun 30, 2017
Instrument	2017R14772
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$473.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17715 BRINSON ST, 17715, RIVERVIEW, MI 48193-4706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8751 WELDWOOD DR, MONROE, MI 48162-9114

Mortgage

Document Number	0000014773
Date	Jul 18, 2017
Instrument	2017R14773

Lender

Name	ACCEPTANCE CAPITAL MORTGAGE CORP
Type	Mortgage Company
Address	SPOKANE, WA 99208

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 412 Wadsworth St was $2,509 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,200 Land $68,200	$136,400 Land $136,400
2025	$2,509.00 Homeowner's exemption
2023	$2,197.00 Homeowner's exemption	$50,440	$100,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 412 Wadsworth St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	6 (1982–2023)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Aug 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 412 Wadsworth St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, T-Mobile, Verizon.

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