511 W Main St, Washington, NC 27889 Property Records

Beaufort County property record for 511 W Main St, Washington, NC 27889

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,132 sqft · built 1874
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Aug 2020)
Tax Bill	$9,705 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`5675-68-5789`

Property Details

APN / Parcel Number

Primary APN	`5675-68-5789`
Alternative APN	`44872`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	4,132 sqft Living Area
Gross Area	4,612 sqft
Basement Area	348 sqft
Unfinished Basement	348 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1874
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	511 W MAIN ST
City	WASHINGTON
State	NC
Zip	27889-4833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	1LOT 511 WEST MAIN STREET
Legal Lot Number	511
Jurisdiction	BEAUFORT NC
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1070
Census Tract	930300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Washington Historic District listed 1979 · 513 contributing resources · NRIS 79001661

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

511 W Main St is owned and occupied by two individuals who bought it in August 2020.

Source: Beaufort County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	511 W MAIN ST, WASHINGTON, NC 27889-4833
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2020 · Amount on File
Deed Sale	Aug 28, 2020 · Amount on File
Prior Sale	Sep 10, 2010 · Amount on File
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT NC
Property Address	511 W MAIN ST, WASHINGTON, NC 27889-4833
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 W MAIN ST, WASHINGTON, NC 27889-4833

Mortgage

Document Number	002211/800
Date	Sep 12, 2025
Book Page	2211/800
Instrument	2025004235

Lender

Name	FIRST BANK
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 511 W Main St was $9,705.

Source: Beaufort County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Beaufort County
Municipality	Washington City
Unified School District	Beaufort County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,705.00	$1,044,556 Land $255,200 Building $789,356
2025			$1,044,556 Land $255,200 Building $789,356
2023	$6,391.00	$515,472 Land $247,500 Building $267,972
2018			$515,472 Land $247,500 Building $267,972

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 W Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 118 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	118 in force
Nearby Flood Claims	223 (1982–2024)
Claims Outside the SFHA	13 of 223
Most Recent Claim	Jul 2024 · other causes
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 40 claims Hurricane Dennis, Sep 1999 · 31 claims Hurricane Fran, Sep 1996 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 W Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WASHINGTON serves 13,000 people · EPA ID NC0407010
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35