Beaufort County property record for 414 W Main St, Washington, NC 27889
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,494 sqft · built 1890 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $138,000 (Apr 2018) |
| Tax Bill | $2,983 (2026) |
| Deeds & Mortgages | Jan 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5675-78-0825 |
| Primary APN | 5675-78-0825 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,494 sqft Living Area |
| Interior Walls | Plaster |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,712 sqft (0.2 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 414 W MAIN ST |
|---|---|
| City | WASHINGTON |
| State | NC |
| Zip | 27889-4832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B2 |
| Legal Description | PARCEL A ELIZABETH F MORTON |
| Jurisdiction | BEAUFORT NC |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 930300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Washington Historic District listed 1979 · 513 contributing resources · NRIS 79001661 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
414 W Main St is owned by an individual who bought it in April 2018.
Source: Beaufort County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 650 CHESTNUT BEND DR, WINSTON SALEM, NC 27103-5049 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2018 · Amount on File |
| Deed Sale | Apr 2, 2018 · Amount on File |
| Prior Sale | Apr 20, 1999 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT NC |
| Property Address | 414 W MAIN ST, WASHINGTON, NC 27889-4832 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 002158/153 |
|---|---|
| Date | Jan 12, 2024 |
| Book Page | 2158/153 |
| Instrument | 2024000168 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 414 W Main St was $2,983.
Source: Beaufort County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Beaufort County |
| Municipality | Washington City |
| Unified School District | Beaufort County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,983.00 | $305,824 Land $46,200 Building $259,624 | |
| 2025 | $305,824 Land $46,200 Building $259,624 | ||
| 2023 | $2,101.00 | $159,471 Land $35,840 Building $123,631 | |
| 2018 | $159,471 Land $35,840 Building $123,631 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 414 W Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 97 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 118 units insured incl. 21 condo units |
| Nearby Flood Claims | 207 (1985–2018) |
| Claims Outside the SFHA | 5 of 207 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 414 W Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WASHINGTON serves 13,000 people · EPA ID NC0407010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Optimum, T-Mobile.
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