486 Valley Stream Dr, Geneva, FL 32732 Property Records

Seminole County property record for 486 Valley Stream Dr, Geneva, FL 32732

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,306 sqft · built 1989
Lot Size	5 acres (217,823 sqft)
Owner	2 Company Names on Record
Last Sale	$75,000 (Apr 1996)
Tax Bill	$6,321 (2025)
Deeds & Mortgages	Dec 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20-20-32-3AF-0900-0000`

Property Details

APN / Parcel Number

Primary APN	`20-20-32-3AF-0900-0000`
Alternative APN	`2032203AF09000000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	4,306 sqft Living Area
Gross Area	4,812 sqft
1st Floor Area	880 sqft
Upper Floors Area	674 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	217,823 sqft (5 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Florida Room
Porch Area	1,078 sqft
Deck Area	Deck Area
Patio Area	1,518 sqft
Pole Barn	720 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	486 VALLEY STREAM DR
City	GENEVA
State	FL
Zip	32732-9229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A5
Legal Description	SEC 29 TWP 20S RGE 32E BEG INT WLY R/W VALLEY STREAM DR & NLY R/W CALUSA DR RUN NELY ON CURVE 112.53 FT N 04 DEG 32 MIN 25 SEC E 572.29 FT W 296.08 FT S 24 DEG 23 MIN 20 SEC W 510.23 FT TO NELY R/W CALUSA DR SELY ON R/W 341.51 FT S 45 DEG 24 MIN 33 S
Legal Range	32E
Legal Township	20S
Legal Section	20
Legal Subdivision	SEMINOLE WOODS (5 AC DEV)
Legal Tract	3AF
Legal Lot Number	90
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	4
Census Block	4024
Census Tract	21201

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	486 VALLEY STREAM DR, GENEVA, FL 32732-9229
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 1996 · Amount on Record
Deed Sale	Apr 3, 1996 · Amount on Record
Prior Sale	Sep 26, 1995 · Amount on Record
Deed Book / Page	3054 / 700
Last Transfer Date	Dec 9, 2019
Transfer Doc	0095080784
Record Updated	Jun 8, 2026

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEMINOLE FL
Recording Date	Dec 30, 2019
Property Address	486 VALLEY STREAM DR, GENEVA, FL 32732-9229
Document Number	0095080784
Book / Page	009508 / 000784
Instrument Date	Dec 9, 2019
Instrument	141240
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	486 VALLEY STREAM DR GENEVA FL 327329229, GENEVA, FL 32732-9229

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,321.00 (+8.83%) Homeowner's exemption	$481,563 (+5.99%)	$807,521 (+5.1%) Land $280,000 Building $527,521
2023	$5,808.00 (+2.47%) Homeowner's exemption	$454,360 (+3%)	$768,343 (+10.69%) Land $270,000 Building $498,343
2022	$5,668.00 Homeowner's exemption	$441,126	$694,142 Land $250,000 Building $444,142

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	6 (2005–2022)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE WOODS private · serves 780 people · EPA ID FL3594050
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6