Marion County property record for 511 Tracy Ter, Centralia, IL 62801
| Property Type | Single Family Home |
|---|---|
| Details | 1,449 sqft · built 1993 |
| Lot Size | 0.227 acres (9,903 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $163,000 (Jun 2023) |
| Tax Bill | $4,365 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Line of Credit Jul 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1400079760 |
| Primary APN | 1400079760 |
|---|
| Building Area | 1,449 sqft Living Area |
|---|
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Lot Area | 9,903 sqft (0.227 acres) |
| Garage Area | 575 sqft |
| Street Address | 511 TRACY TER |
|---|---|
| City | CENTRALIA |
| State | IL |
| Zip | 62801-4476 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROOKHAVEN SUB PHASE III LOT 42 |
| Legal Subdivision | BROOKHAVEN SUB |
| Legal Phase | 3 |
| Legal Lot Number | 42 |
| Jurisdiction | MARION IL |
| Township / Civil Division | CENTRALIA |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 952400 |
Source: Marion County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 511 TRACY TER, CENTRALIA, IL 62801-4476 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2023 | Warranty Deed, Transfer · Line of Credit GERMANTOWN TRUST & SAV BANK |
| Jul 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BANK |
| Apr 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LAND OF LINCOLN CU |
| May 22, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2023 · Amount on Record |
| Deed Sale | Jun 12, 2023 · Amount on Record |
| Prior Sale | Jan 21, 2009 · Amount on Record |
| Deed Document Number | 20232266 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARION IL |
| Recording Date | Jun 12, 2023 |
| Property Address | 511 TRACY TER, CENTRALIA, IL 62801-4476 |
| Document Number | 2023R02266 |
| Instrument Date | Jun 8, 2023 |
| Instrument | 2023R02266 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2023 |
| Title Company | OMA TITLE, DOMA TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $244.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 511 TRACY TER, CENTRALIA, IL 62801-4476 |
| Document Number | 2023R02267 |
|---|---|
| Date | Jun 12, 2023 |
| Instrument | 2023R02267 |
| Name | GERMANTOWN TRUST & SAV BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jun 8, 2026 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION IL |
| Property Address | 511 TRACY TER, CENTRALIA, IL 62801-4476 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 2017R03823 |
|---|---|
| Date | Jul 20, 2017 |
| Instrument | 2017R03823 |
| Name | FIRST MIDWEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 22, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION IL |
| Property Address | 511 TRACY TER, CENTRALIA, IL 62801-4476 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2021 |
| Title Company | QUAD CITY TITLE, QUAD COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 2021R01377 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 2021R01377 |
| Name | LAND OF LINCOLN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 1, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARION IL |
| Recording Date | May 22, 2017 |
| Property Address | 511 TRACY TER, CENTRALIA, IL 62801-4476 |
| Document Number | 2017R02887 |
| Instrument Date | May 22, 2017 |
| Instrument | 2017R02887 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 BEL AIR DR, CENTRALIA, IL 62801-6502 |
Source: Marion County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Marion County |
| County Subdivision | Centralia Township |
| Municipality | Centralia City |
| Elementary School District | Centralia School District 135 (PK - 08) |
| Secondary School District | Centralia High School District 200 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,365.00 (+1.04%) | $67,250 (+27.71%) Land $7,540 Building $59,710 | $201,750 (+27.71%) Land $22,620 Building $179,130 |
| 2022 | $4,320.00 Homeowner's exemption | $52,660 Land $4,730 Building $47,930 | $157,980 Land $14,190 Building $143,790 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRALIA serves 12,182 people · EPA ID IL1214220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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